Single Family Residence at 424 CEDAR CREEK RD, PALATKA
1 photo

$899,000

424 CEDAR CREEK RD
PALATKA, FL 32177
Listed by Meshell Perry · DOGWOOD REALTY
Bedrooms
3
Bathrooms
3
Living area
2,323 sqft
Year built
2021

About this home

125 FEET OF ST. JOHNS RIVER FRONTAGE! Experience the Florida riverfront lifestyle on 1.26 fenced acres with your own private dock and incredible outdoor living. Built just 5 years ago, this beautifully designed 3-bedroom, 3-bath home offers 2,323 heated and cooled square feet plus more than 1,300 square feet of wraparound porches designed to take full advantage of the riverfront setting. The impressive outdoor living space includes a 12x56 covered back porch overlooking the river--the perfect setting for morning coffee, family gatherings, entertaining or simply unwinding by the water. A private wood dock with substantial concrete-supported pilings provides direct access to the St. Johns River, while a 1,000-square-foot concrete pad offers incredible potential for an outdoor kitchen or additional entertaining space. There's even a 3-person Jacuzzi ready for relaxing at the end of the day. Inside, you'll find LVP flooring, new carpet, granite countertops throughout the kitchen & baths solid wood soft-close cabinetry and walk-in closets in every bedroom. The well-equipped kitchen features a gas LG double-oven range, KitchenAid electric wall oven and Samsung Bespoke refrigerator. A spacious laundry room offers additional cabinetry, a utility sink and granite countertops. This home was built with durability and efficiency in mind, featuring 2x6 exterior wall construction, ZIP System sheathing, a metal roof, hardboard siding, high-efficiency 18 SEER Trane variable-speed HVAC system, tankless gas water heater and a 24KW whole-house generator supplied by a 250-gallon propane tank. Storage and workspace are exceptional with an attached finished 2-car garage plus a detached 24x40 metal building with A/C and an additional 12x40 carport. The property also features an electric entry gate, whole-house water filtration and softener system, pump house, additional electrical capacity for future backyard improvements and a recently replaced septic pump. Riverfront, acreage, exceptional construction, more than 1,300 square feet of covered outdoor living and room for the boats, vehicles, toys and hobbies--424 Cedar Creek Rd offers the space and lifestyle to make the St. Johns River your backyard.

Property details

MLS #
MFRO6441756
Property type
Single Family Residence
Subdivision
BUNCHS SUB
Status
Active
Days on market
N/A
On market date
September 29, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
4
Parking spaces
N/A
Lot size
1.26 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
SOUTH WOODS ELEMENTARY SCHOOL
7.51 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
632
Student:teacher ratio
13.7:1
District
ST. JOHNS
Middle
None found nearby
High
DEEP CREEK YOUTH ACADEMY
6.5 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
Not yet rated
Local Score not yet available for this school
Enrollment
36
District
ST. JOHNS

Walkability

Blended score for PALATKA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

13
Very car-dependent
out of 100
EPA National Walkability Index
4.2 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

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Est. monthly payment
$5,564/mo
$179,800 down
$719,200 loan
Principal & interest$4,665
Property tax (est.)$749
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 14 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.