2 Family - 2 Units Up/Down at 103 Ash Street, Gardner MA 01440, Gardner

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$389,900

103 Ash Street, Gardner MA 01440

Gardner, MA 01440

Listed by Brenda Cormier

Bedrooms

Bathrooms

Living area

2,177 sqft

Year built

1900

About this home

This generous size two family offers 2177 square feet of living area and over a half acre of land. The first floor boasts 3 bedrooms, an oversized eat in kitchen, a laundry room, full bath with walk in tub, and a living room adorned with vaulted ceiling complemented with a ceiling fan and skylights. There is also a large deck off the kitchen for enjoying the nice weather. The second floor offers 2 or 3 bedrooms, a full bath with laundry hookups, and a large eat in kitchen with a peninsula overlooking the living room with it's vaulted ceiling with skylight and ceiling fan. Completely separate entrances are a nice feature, as well as the garage, used for one car and a workshop/storage area.

Property details

MLS #: 73575073
Property type: 2 Family - 2 Units Up/Down
Subdivision: N/A
Status: Active
Days on market: 15
On market date: September 10, 2026
Stories: 2
Total bathrooms: 2
Garage spaces: 2
Parking spaces: 4
Lot size: 0.56 acres

Location

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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary

Waterford Street

0.46 mi away · Grades -1-1

Nearest school -- attendance-zone data not available here

4.0

Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating

Enrollment: 435
Student:teacher ratio: 13.2:1
District: Gardner

Middle

Gardner Middle School

1.31 mi away · Grades 5-7

Nearest school -- attendance-zone data not available here

4.0

Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating

Enrollment: 518
Student:teacher ratio: 12.6:1
District: Gardner

High

Gardner Academy for Learning and Technology

0.96 mi away · Grades 9-12

Nearest school -- attendance-zone data not available here

5.0

Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating

Enrollment: 96
Student:teacher ratio: 12.0:1
District: Gardner

Walkability

Blended score for Gardner's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

Highly walkable

out of 100

EPA National Walkability Index

13.5 / 20 -- Above average walkable

Nearby-amenity density

100 / 100

Restaurants & cafes19

Grocery stores4

Parks11

Schools6

Transit stops20

Pharmacies5

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

Home price

Down payment

Interest rate

Loan term

Adjust tax / insurance estimates

Property tax

% / yr

Home insurance

/mo

Est. monthly payment

$2,498/mo

$77,980 down

$311,920 loan

Principal & interest$2,023

Property tax (est.)$325

Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated 7 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.