40-46 Cottage St, Leominster MA 01453
40-46 Cottage St, Leominster MA 01453 photo 2
40-46 Cottage St, Leominster MA 01453 photo 3
40-46 Cottage St, Leominster MA 01453 photo 4
40-46 Cottage St, Leominster MA 01453 photo 5
40-46 Cottage St, Leominster MA 01453 photo 6
40-46 Cottage St, Leominster MA 01453 photo 7
40-46 Cottage St, Leominster MA 01453 photo 8
40-46 Cottage St, Leominster MA 01453 photo 9
40-46 Cottage St, Leominster MA 01453 photo 10
40-46 Cottage St, Leominster MA 01453 photo 11
40-46 Cottage St, Leominster MA 01453 photo 12
40-46 Cottage St, Leominster MA 01453 photo 13
40-46 Cottage St, Leominster MA 01453 photo 14
40-46 Cottage St, Leominster MA 01453 photo 15
40-46 Cottage St, Leominster MA 01453 photo 16
40-46 Cottage St, Leominster MA 01453 photo 17
40-46 Cottage St, Leominster MA 01453 photo 18
40-46 Cottage St, Leominster MA 01453 photo 19
40-46 Cottage St, Leominster MA 01453 photo 20
40-46 Cottage St, Leominster MA 01453 photo 21
40-46 Cottage St, Leominster MA 01453 photo 22
40-46 Cottage St, Leominster MA 01453 photo 23
40-46 Cottage St, Leominster MA 01453 photo 24
40-46 Cottage St, Leominster MA 01453 photo 25
40-46 Cottage St, Leominster MA 01453 photo 26
40-46 Cottage St, Leominster MA 01453 photo 27
40-46 Cottage St, Leominster MA 01453 photo 28
40-46 Cottage St, Leominster MA 01453 photo 29
40-46 Cottage St, Leominster MA 01453 photo 30
40-46 Cottage St, Leominster MA 01453 photo 31
40-46 Cottage St, Leominster MA 01453 photo 32
40-46 Cottage St, Leominster MA 01453 photo 33
40-46 Cottage St, Leominster MA 01453 photo 34
40-46 Cottage St, Leominster MA 01453 photo 35
40-46 Cottage St, Leominster MA 01453 photo 36
40-46 Cottage St, Leominster MA 01453 photo 37
40-46 Cottage St, Leominster MA 01453 photo 38
38 photos

$1,050,000

40-46 Cottage St, Leominster MA 01453
Leominster, MA 01453
Listed by Nicolas Berthet-Garcia
Bedrooms
9
Bathrooms
5
Living area
6,500 sqft
Year built
1900

About this home

Rare investment opportunity featuring two separate homes on one lot with excellent income potential. This unique property consists of a large 3-family offering spacious 2-bedroom units that could easily be converted into 3-bedroom units with minor modifications, creating additional upside for investors. The second building is a 2-family with a 2-bedroom unit on the first floor and a 1-bedroom unit on the second floor. All units feature in-unit washer and dryer hookups for added tenant convenience. The property also offers ample off-street parking, a highly desirable feature for tenants. Important exterior updates have already been completed, including a brand-new roof on the 2-family and a newer roof on the 3-family replaced just a few years ago. Whether you are looking to expand your portfolio or owner-occupy while generating strong rental income, this property offers flexibility, value-add potential, and long-term cash flow opportunity.

Highlights

Fireplace

Property details

MLS #
73535093
Property type
5-9 Family
Subdivision
N/A
Status
Active
Days on market
72
On market date
June 10, 2026
Stories
5
Garage spaces
N/A
Lot size
0.5 acres
Loading map…

Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
Northwest
0.91 mi away · Grades 0-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
676
Student:teacher ratio
14.4:1
District
Leominster
Middle
Samoset School
2.11 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
511
Student:teacher ratio
13.8:1
District
Leominster
High
Leominster Center for Excellence
0.9 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
47
Student:teacher ratio
9.4:1
District
Leominster

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$6,473/mo
$210,000 down
$840,000 loan
Principal & interest$5,448
Property tax (est.)$875
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated July 14, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.