INNOVATE Real Estate
5-9 Family at 90 Ridgewood Lane, Gardner MA 01440
5-9 Family at 90 Ridgewood Lane, Gardner MA 01440, photo 2 of 12
5-9 Family at 90 Ridgewood Lane, Gardner MA 01440, photo 3 of 12
5-9 Family at 90 Ridgewood Lane, Gardner MA 01440, photo 4 of 12
5-9 Family at 90 Ridgewood Lane, Gardner MA 01440, photo 5 of 12
5-9 Family at 90 Ridgewood Lane, Gardner MA 01440, photo 6 of 12
5-9 Family at 90 Ridgewood Lane, Gardner MA 01440, photo 7 of 12
5-9 Family at 90 Ridgewood Lane, Gardner MA 01440, photo 8 of 12
5-9 Family at 90 Ridgewood Lane, Gardner MA 01440, photo 9 of 12
5-9 Family at 90 Ridgewood Lane, Gardner MA 01440, photo 10 of 12
5-9 Family at 90 Ridgewood Lane, Gardner MA 01440, photo 11 of 12
5-9 Family at 90 Ridgewood Lane, Gardner MA 01440, photo 12 of 12
12 photos

$25,500,000

90 Ridgewood Lane, Gardner MA 01440
Gardner, MA 01440
Listed by Carl Christie
Bedrooms
0
Bathrooms
N/A
Living area
N/A
Year built
1972

About this home

Excellent Multifamily Offering: 90 Ridgewood Lane is a 288-unit garden-style condominium complex located in a quiet country setting close to downtown Gardner and across from Dunn State Park. This offering includes a package of 157 apartments units, comprising 54% ownership in the condo association. There is tremendous value add opportunity and upside potential. The complex is very well maintained and includes ample parking, a swimming pool, and playground. For more information please see FIRM REMARKS.

Property details

MLS
MLS Property Information Network
MLS #
73553269
Property type
5-9 Family
Subdivision
N/A
Status
Active
Days on market
93
On market date
July 22, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Elm Street School
0.59 mi away · Grades 2-4
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
462
Student:teacher ratio
11.8:1
District
Gardner
Middle
Gardner Middle School
0.29 mi away · Grades 5-7
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
518
Student:teacher ratio
12.6:1
District
Gardner
High
Gardner High
0.18 mi away · Grades 8-12
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
740
Student:teacher ratio
12.3:1
District
Gardner

Walkability

Blended score for Gardner's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

36
Car-dependent
out of 100
EPA National Walkability Index
8.7 / 20 -- Below average walkable
Google Places amenity density
24 / 100
Restaurants & cafes1
Grocery stores0
Parks2
Schools1
Transit stops2
Pharmacies0

Market position

How this listing compares to current activity in Gardner, from live MLS data.

On the market 93 days -- right at Gardner's current average of 93 days.
For reference, the median list price across 163 active listings in Gardner right now is $385,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$153,714/mo
$5,100,000 down
$20,400,000 loan
Principal & interest$132,314
Property tax (est.)$21,250
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated July 26, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.