2 Family - 2 Units Up/Down at 8 Jay St, Fitchburg MA 01420
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$499,900

8 Jay St, Fitchburg MA 01420
Fitchburg, MA 01420
Listed by Xavier Cole
Bedrooms
8
Bathrooms
3
Living area
2,757 sqft
Year built
1900

About this home

Fully vacant! Massive turnkey 2-family in a prime Fitchburg location near downtown and Fitchburg State University. Spanning 2,757 sq. ft., this spacious multi-family property is perfect for an investor or owner-occupant looking for a strong income-producing potential or house-hack. Featuring excellent 2022 improvements: a newer roof, updated forced-air HVAC systems, updated electrical, and highly desirable separate meters. The layout is primed for maximum ROI: Unit 1 features a 3-bedroom, 1-bathroom floor plan, while Unit 2 presents a massive value-add opportunity as a bi-level 5-bedroom, 2-bathroom suite. Both units boast refinished hardwood floors, brand-new kitchens, and updated bathrooms. Includes 4 off-street parking spaces and a full walk-out basement with washer/dryer hookups, dual egresses, and future finished-space potential, subject to permitting and approvals. Exceptional commuter location near Route 2, I-190, and the MBTA T-Station into Boston. Please note photos are virtually enhanced.

Property details

MLS
MLS Property Information Network
MLS #
73546688
Property type
2 Family - 2 Units Up/Down
Subdivision
N/A
Status
Active
Days on market
109
On market date
July 8, 2026
Stories
3
Total bathrooms
3
Garage spaces
N/A
Parking spaces
4
Lot size
0.12 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
McKay Arts Academy
0.73 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
663
Student:teacher ratio
13.0:1
District
Fitchburg
Middle
Arthur M Longsjo Middle School
0.11 mi away · Grades 5-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
648
Student:teacher ratio
13.5:1
District
Fitchburg
High
Goodrich Academy
1.01 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
158
Student:teacher ratio
19.8:1
District
Fitchburg

Walkability

Blended score for Fitchburg's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

74
Walkable
out of 100
EPA National Walkability Index
11.8 / 20 -- Above average walkable
Google Places amenity density
95 / 100
Restaurants & cafes20
Grocery stores4
Parks16
Schools15
Transit stops20
Pharmacies1

Market position

How this listing compares to current activity in Fitchburg, from live MLS data.

On the market 109 days -- 16 more days than Fitchburg's current average of 93 days.
For reference, the median list price across 387 active listings in Fitchburg right now is $399,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$3,160/mo
$99,980 down
$399,920 loan
Principal & interest$2,594
Property tax (est.)$417
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.