5-9 Family at 69 Nichols St, Gardner MA 01440
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23 photos

$950,000

69 Nichols St, Gardner MA 01440
Gardner, MA 01440
Listed by Olivia Grabka
Bedrooms
12
Bathrooms
6
Living area
5,454 sqft
Year built
1907

About this home

Outstanding investment opportunity — a fully occupied six-unit multi-family in Gardner! All six units feature 2-bedroom, 1-bath layouts, currently rented to paying tenants and generating stable, immediate rental income from day one. Built in 1907, the property offers 5,454 sq ft of living space on a 0.2-acre lot. Unbeatable location just minutes from Hannaford and Price Chopper supermarkets, Pulaski Playground & Dog Park, Maki Park, and Gardner Elementary School — an easy draw for tenants and a strong long-term hold for investors. A true turnkey cash-flowing asset in a convenient, amenity-rich Gardner neighborhood. Don't miss this one!

Property details

MLS
MLS Property Information Network
MLS #
73570478
Property type
5-9 Family
Subdivision
N/A
Status
Active
Days on market
52
On market date
September 1, 2026
Stories
5
Total bathrooms
6
Garage spaces
N/A
Parking spaces
6
Lot size
0.2 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Waterford Street
0.28 mi away · Grades -1-1
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
435
Student:teacher ratio
13.2:1
District
Gardner
Middle
Gardner Middle School
1.35 mi away · Grades 5-7
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
518
Student:teacher ratio
12.6:1
District
Gardner
High
Gardner Academy for Learning and Technology
0.81 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
96
Student:teacher ratio
12.0:1
District
Gardner

Walkability

Blended score for Gardner's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

94
Highly walkable
out of 100
EPA National Walkability Index
17.8 / 20 -- Most walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores6
Parks13
Schools7
Transit stops20
Pharmacies6

Market position

How this listing compares to current activity in Gardner, from live MLS data.

On the market 52 days -- 40 fewer days than Gardner's current average of 92 days.
For reference, the median list price across 163 active listings in Gardner right now is $385,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$5,871/mo
$190,000 down
$760,000 loan
Principal & interest$4,929
Property tax (est.)$792
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated September 8, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.