2 Family - 2 Units Up/Down at 630 Bay St, Fall River
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38 photos

$549,000

Bedrooms
4
Bathrooms
2.5
Living area
2,202 sqft
Year built
1883
630 Bay St
Fall River, MA 02724
Listed by Keller Williams South Watuppa

Highlights

Property type
2 Family - 2 Units Up/Down
Lot size
0.16 acres
On market
1 day

About this home

Offering two immaculate units with room to grow on the third level—already divided into multiple rooms—630 Bay Street spans 2,202 square feet of living space, making it an ideal opportunity for owner-occupants and investors alike. Each level features a comfortable 4-room layout with 2 bedrooms, 1 full bath, and rich hardwood flooring, complemented by a newly completed driveway with off-street parking for two vehicles. Step into the backyard—complete with a newly finished side yard—and you won't believe you're in the city, offering a tranquil setting where deer visit daily. Freshly painted in 2026 and extensively updated that same year with new windows, exterior doors, new gutters, and a new chimney and liner, the exterior and mechanicals are well-equipped alongside brand-new space heaters, 100-amp electrical service per unit, natural gas hot water, gas range hookups, and a 2-year-old 3rd-party-owned solar system paired with a 2-year-old roof. The full, partially finished basement adds extra versatility with a half bath, concrete floor, and both interior and exterior access. Being delivered vacant, you have the immediate flexibility to set your own market rents or move right into one unit while generating rental income from the other. Ideally situated near public transportation, shopping, parks, walk/jog trails, medical facilities, local schools, the waterfront marina, and Sandy Beach along Mount Hope Bay, with effortless highway access to Routes 24, 79, I-195, and the MBTA South Coast Rail station for seamless commuting. Information provided is deemed reliable but not guaranteed; buyers and buyer's agents are responsible for conducting their own due diligence and independently verifying all property details, square footage, zoning, and intended uses.

Property details

MLS
MLS Property Information Network
MLS #
73601944
Property type
2 Family - 2 Units Up/Down
Subdivision
N/A
Status
Active
Days on market
1
On market date
November 13, 2026
Stories
2
Total bathrooms
2.5
Garage spaces
N/A
Parking spaces
2
Lot size
0.16 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Carlton M. Viveiros Elementary School
0.36 mi away · Grades 0-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
714
Student:teacher ratio
14.6:1
District
Fall River
Middle
Matthew J Kuss Middle
0.17 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
707
Student:teacher ratio
13.9:1
District
Fall River
HighCharter
Argosy Collegiate Charter School
0.84 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
566
Student:teacher ratio
13.2:1
District
Argosy Collegiate Charter School (District)

Walkability

Blended score for Fall River's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

78
Walkable
out of 100
EPA National Walkability Index
12.7 / 20 -- Above average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores8
Parks5
Schools14
Transit stops20
Pharmacies2

Market position

How this listing compares to current activity in Fall River, from live MLS data.

On the market 1 days -- 98 fewer days than Fall River's current average of 99 days.
For reference, the median list price across 498 active listings in Fall River right now is $425,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

Adjust tax / insurance estimates
Est. monthly payment
$3,456/mo
$109,800 down
$439,200 loan
Principal & interest$2,849
Property tax (est.)$458
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network. Last updated 9 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.