Duplex at 540 Duncan Creek Road, Fletcher
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$547,999

540 Duncan Creek Road
Fletcher, NC 28732
Listed by Craig Tribus · Beycome Brokerage Realty LLC
Bedrooms
4
Bathrooms
3.5
Living area
2,818 sqft
Year built
1964

About this home

MULTI-UNIT MOUNTAIN MINI FARM— HOUSE-HACK HORSEBACK! RARE DUPLEX RESIDENCE nestled atop a 5.1 ACRE MOSTLY CLEARED & R2R-ZONED PARCEL complete w/ FENCED PASTURELAND & SPRING-FED POND– all conveniently located between Asheville & Hendersonville. Featuring TWO SEPARATE UNITS–a 1-story, 1195 sqft 2-bed/2-bath unit & a 2-story, 1625 sqft 2-bed/1.5-bath unit, this estate provides a wide-range potential uses– HOMESTEAD/HOBBY FARM HOUSE-HACK for those seeking a self-sufficient lifestyle, MULTI-GENERATIONAL RESIDENCE w/ the ideal blend of proximity and privacy, INCOME-PRODUCING FARMETTE RENTAL w/ the opportunity to expand, HOME BUSINESS— just to name a few. Well-documented rental history— can be sold TURNKEY. NO DEED/RENTAL RESTRICTIONS+FLEXIBLE R2R ZONING—the freedom to reside & rent as you please. NON-FLOOD ZONE. $100K+ in RECENT IMPROVEMENTS– new roof/gutters, structural enhancements, crawlspace encapsulation, new well pump/pressure tank, 3-rail fence, road resurfacing & more.

Property details

MLS
Canopy MLS
MLS #
CAR4410606
Property type
Duplex
Subdivision
N/A
Status
Active
Days on market
72
On market date
August 3, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Fletcher Elementary
2.44 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
454
Student:teacher ratio
14.2:1
District
Henderson County Schools
Middle
Apple Valley Middle
4.27 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
903
Student:teacher ratio
14.8:1
District
Henderson County Schools
High
Henderson County Early College
7.89 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
204
Student:teacher ratio
34.0:1
District
Henderson County Schools

Walkability

Blended score for Fletcher's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

14
Very car-dependent
out of 100
EPA National Walkability Index
4.7 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Fletcher, from live MLS data.

On the market 72 days -- 31 fewer days than Fletcher's current average of 103 days.
For reference, the median list price across 187 active listings in Fletcher right now is $425,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,450/mo
$109,600 down
$438,399 loan
Principal & interest$2,843
Property tax (est.)$457
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 9 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.