4 Family - 4 Units Up/Down at 46 Howard St, Lowell MA 01851
4 Family - 4 Units Up/Down at 46 Howard St, Lowell MA 01851, photo 2 of 9
4 Family - 4 Units Up/Down at 46 Howard St, Lowell MA 01851, photo 3 of 9
4 Family - 4 Units Up/Down at 46 Howard St, Lowell MA 01851, photo 4 of 9
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4 Family - 4 Units Up/Down at 46 Howard St, Lowell MA 01851, photo 9 of 9
9 photos

$695,000

46 Howard St, Lowell MA 01851
Lowell, MA 01851
Listed by Shawn Curran
Bedrooms
6
Bathrooms
4
Living area
3,337 sqft
Year built
1900

About this home

This 4 unit mixed use property has been carefully maintained and upgraded over the last few years. Units consists of (2) 2 br 1 bath units,(1) Townhouse style 2br 1 bath, and (1) Commercial/Retail space which is presently a barbershop or possibly could be converted to residential space if desired . Residential units have forced hot air gas heating systems and electric heat in barber shop. Tenants pay own utilities excluding water. Present owners have done a lot of work updating and fixing up the property. Rents certainly have room to grow.

Property details

MLS
MLS Property Information Network
MLS #
73570504
Property type
4 Family - 4 Units Up/Down
Subdivision
N/A
Status
Active
Days on market
52
On market date
September 1, 2026
Stories
2
Total bathrooms
4
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.06 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Rogers STEM Academy
0.33 mi away · Grades 0-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
865
Student:teacher ratio
15.2:1
District
Lowell
Middle
Kathryn P. Stoklosa Middle School
0.54 mi away · Grades 5-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
646
Student:teacher ratio
12.4:1
District
Lowell
High
The Career Academy
0.41 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
97
Student:teacher ratio
10.8:1
District
Lowell

Walkability

Blended score for Lowell's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

92
Highly walkable
out of 100
EPA National Walkability Index
17.2 / 20 -- Most walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores20
Parks20
Schools20
Transit stops20
Pharmacies8

Market position

How this listing compares to current activity in Lowell, from live MLS data.

On the market 52 days -- 41 fewer days than Lowell's current average of 93 days.
For reference, the median list price across 623 active listings in Lowell right now is $390,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$4,335/mo
$139,000 down
$556,000 loan
Principal & interest$3,606
Property tax (est.)$579
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated September 5, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.