3 Family - 3 Units Up/Down at 44 Winter St, Franklin
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 2 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 3 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 4 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 5 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 6 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 7 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 8 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 9 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 10 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 11 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 12 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 13 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 14 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 15 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 16 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 17 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 18 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 19 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 20 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 21 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 22 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 23 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 24 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 25 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 26 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 27 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 28 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 29 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 30 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 31 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 32 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 33 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 34 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 35 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 36 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 37 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 38 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 39 of 40
3 Family - 3 Units Up/Down at 44 Winter St, Franklin, photo 40 of 40
40 photos

$872,900

44 Winter St
Franklin, MA 02038
Listed by Danielle McCarthy
Bedrooms
6
Bathrooms
3
Living area
2,337 sqft
Year built
1900

About this home

A rare investment opportunity in desirable Franklin! This well-maintained 3-family offers flexibility for investors and owner-occupants alike. Live in one unit while generating income from the others, or maximize cash flow by leasing all three units. The first and second floor units each feature 3 bedrooms and 1 full bath, while the third floor offers a studio-style layout. Unit 1 is vacant and ready for immediate occupancy; Unit 2 is leased at $2,000/month; Unit 3 is leased at $900/month (TAW). Additional highlights include hardwood floors, off-street parking, low-maintenance vinyl siding, newer roof, and updated mechanicals including oil tanks, boiler, and hot water heater. A turn-key opportunity with strong income potential.

Property details

MLS
MLS Property Information Network
MLS #
73525735
Property type
3 Family - 3 Units Up/Down
Subdivision
N/A
Status
Active
Days on market
148
On market date
June 3, 2026
Stories
3
Total bathrooms
3
Garage spaces
N/A
Parking spaces
6
Lot size
0.22 acres
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Parmenter
0.53 mi away · Grades 0-5
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
301
Student:teacher ratio
9.7:1
District
Franklin
Middle
Horace Mann
0.97 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
364
Student:teacher ratio
9.6:1
District
Franklin
High
Franklin High
1.18 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,673
Student:teacher ratio
14.4:1
District
Franklin

Walkability

Blended score for Franklin's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

80
Highly walkable
out of 100
EPA National Walkability Index
13.8 / 20 -- Above average walkable
Google Places amenity density
97 / 100
Restaurants & cafes20
Grocery stores4
Parks6
Schools8
Transit stops2
Pharmacies5

Market position

How this listing compares to current activity in Franklin, from live MLS data.

On the market 148 days -- 52 more days than Franklin's current average of 96 days.
For reference, the median list price across 211 active listings in Franklin right now is $550,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

Adjust tax / insurance estimates
Est. monthly payment
$5,407/mo
$174,580 down
$698,320 loan
Principal & interest$4,529
Property tax (est.)$727
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by MLS Property Information Network. Last updated August 18, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.