Multi Family at 39 Cady St, Billerica MA 01821
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32 photos

$600,000

39 Cady St, Billerica MA 01821
Billerica, MA 01821
Listed by The Edwards Realty Team
Bedrooms
4
Bathrooms
2
Living area
2,072 sqft
Year built
1910

About this home

Don’t miss this opportunity in Billerica: a two-family home on a corner lot of approximately 15,002 sq ft (0.34 acres), with one of the larger yards in the neighborhood. The property needs work and is well suited to an investor, contractor or owner-occupant who is ready to renovate and build equity.The corner lot is the standout feature. The yard is mostly level and open, with mature shade trees, lots of space to move, and a picket fence. Each unit has its own driveway and entrance, with 3 off-street spaces beside Unit 1 and a separate 2-car driveway for Unit 2.Unit 1 is a two-level layout. The first floor has the living room, an eat-in kitchen with 1st floor laundry hookup, a full bath and an enclosed sunporch lined with windows. Upstairs are 2+ bedrooms, giving this unit flexibility for an office or guest room. Unit 2 is a first floor single-level, 2-bedroom unit with its own eat-in kitchen, laundry hookup a family room, and full bath. The property is served by town water and town sewer. The property has deferred maintenance and is not expected to qualify for conventional financing. This property may be a candidate for an owner-occupant using a rehab loan. Live in one unit, let the rent from the other help offset the mortgage, and build equity as the work is completed. Cash buyers and investors looking to renovate both units should take note. The size of the corner lot adds flexibility that is hard to find in this market. Buyers should verify any intended use or improvements with the Town of Billerica.The location offers convenient access to Route 3, Route 3A and I-95, with public transportation, a public pond beach, conservation land, shopping and dining all nearby.Two units, a large corner lot in a wonderful neighborhood, and strong commuter town make this a property worth a serious look. Buyer and buyer's agent perform their own due diligence and verify all information. Property to be sold As is, where is.

Property details

MLS
MLS Property Information Network
MLS #
73596250
Property type
Multi Family
Subdivision
N/A
Status
Active
Days on market
2
On market date
October 28, 2026
Stories
3
Total bathrooms
2
Garage spaces
N/A
Parking spaces
5
Lot size
0.34 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Parker
1.15 mi away · Grades 0-4
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
412
Student:teacher ratio
12.9:1
District
Billerica
Middle
Locke Middle
1.35 mi away · Grades 5-7
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
529
Student:teacher ratio
11.5:1
District
Billerica
High
Billerica Memorial High School
1.44 mi away · Grades 8-12
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,718
Student:teacher ratio
13.7:1
District
Billerica

Walkability

Blended score for Billerica's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

70
Walkable
out of 100
EPA National Walkability Index
12.5 / 20 -- Above average walkable
Google Places amenity density
80 / 100
Restaurants & cafes14
Grocery stores1
Parks5
Schools3
Transit stops20
Pharmacies1

Market position

How this listing compares to current activity in Billerica, from live MLS data.

On the market 2 days -- 87 fewer days than Billerica's current average of 89 days.
For reference, the median list price across 176 active listings in Billerica right now is $650,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,763/mo
$120,000 down
$480,000 loan
Principal & interest$3,113
Property tax (est.)$500
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.