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Multi Family at 37-39 S. Central Street, Haverhill
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33 photos

$729,000

Bedrooms
5
Bathrooms
3
Living area
2,737 sqft
Year built
1900
37-39 S. Central Street
Haverhill, MA 01835
Listed by Michele McGonagle

Highlights

Property type
Multi Family
Lot size
0.12 acres
Garage
1 space
On market
27 days

About this home

Welcome to this beautifully maintained and thoughtfully updated two-family home in a desirable Bradford location! Set on a corner lot with ample off-street parking, this versatile property offers an excellent opportunity for an owner-occupant, multi-generational living, or investment. Both units feature spacious, inviting layouts with comfortable living and dining areas, two generously sized bedrooms, updated kitchens with granite countertops, upgraded cabinetry, stainless steel appliances, and plenty of storage. Each unit also offers convenient in-unit laundry. Throughout the home, you'll find gorgeous original hardwood floors, recessed lighting, and charming period details that blend beautifully with modern updates. The home's exterior offers plenty to enjoy, including an oversized covered farmer's porch, covered rear porch, vinyl siding, updated windows, and an updated roof. A detached garage and abundant off-street parking add even more convenience. Adding to the versatility is a finished third-floor in-law space, creating additional room for guests, extended family, a home office, or other needs. Original second-floor pocket doors and other character details add a unique touch rarely found in today's multi-family homes. Located with easy access to I-495 and Routes 125 and 113, this is a commuter-friendly location close to everything Bradford and the surrounding area have to offer. A unique combination of character, updates, space, and versatility—come see all this exceptional property has to offer and make it yours!

Property details

MLS
MLS Property Information Network
MLS #
73587486
Property type
Multi Family
Subdivision
BRADFORD
Status
Active
Days on market
27
On market date
October 7, 2026
Stories
3
Total bathrooms
3
Garage spaces
1
Parking spaces
6
Lot size
0.12 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Golden Hill
0.83 mi away · Grades 0-4
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
489
Student:teacher ratio
11.9:1
District
Haverhill
Middle
Dr Paul Nettle
0.7 mi away · Grades 5-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
584
Student:teacher ratio
11.9:1
District
Haverhill
High
Greenleaf Academy
0.32 mi away · Grades 7-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
28
Student:teacher ratio
4.0:1
District
Haverhill

Walkability

Blended score for Haverhill's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

92
Highly walkable
out of 100
EPA National Walkability Index
17.3 / 20 -- Most walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores8
Parks19
Schools20
Transit stops20
Pharmacies2

Market position

How this listing compares to current activity in Haverhill, from live MLS data.

On the market 27 days -- 70 fewer days than Haverhill's current average of 97 days.
For reference, the median list price across 414 active listings in Haverhill right now is $499,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

Adjust tax / insurance estimates
Est. monthly payment
$4,540/mo
$145,800 down
$583,200 loan
Principal & interest$3,783
Property tax (est.)$608
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network. Last updated 25 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.