INNOVATE Real Estate
4 Family at 339 Chestnut Street, Gardner
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$614,999

339 Chestnut Street
Gardner, MA 01440
Listed by Jennifer Farnsworth
Bedrooms
5
Bathrooms
4
Living area
3,298 sqft
Year built
1920

About this home

Well-maintained four-unit multifamily property offering a blend of classic New England charm and thoughtful updates. Most units feature exposed beams, adding warmth and character throughout. Units 2 and 3 have been tastefully renovated, while Units 1 and 4 feature custom woodwork, appealing to those who appreciate timeless craftsmanship. The property includes an oversized garage with five under-building spaces, plus a detached garage (23'x28' +/-) with two additional bays, ideal for parking, storage, or potential additional income opportunities. Two units are currently occupied by long-term tenants, providing stable rental income. Perfect for owner-occupants or investors seeking immediate cash flow. A rare opportunity to own a versatile, income-generating property with both charm and upside potential. Studio apartment not included in total bedroom count. Two front units side-by-side. Two rear units stacked.

Property details

MLS
MLS Property Information Network
MLS #
73533499
Property type
4 Family
Subdivision
N/A
Status
Active
Days on market
143
On market date
June 10, 2026
Stories
4
Total bathrooms
4
Garage spaces
5
Parking spaces
15
Lot size
0.26 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Elm Street School
0.26 mi away · Grades 2-4
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
462
Student:teacher ratio
11.8:1
District
Gardner
Middle
Gardner Middle School
1.08 mi away · Grades 5-7
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
518
Student:teacher ratio
12.6:1
District
Gardner
High
Gardner Academy for Learning and Technology
0.33 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
96
Student:teacher ratio
12.0:1
District
Gardner

Walkability

Blended score for Gardner's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

86
Highly walkable
out of 100
EPA National Walkability Index
15.3 / 20 -- Most walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores7
Parks15
Schools8
Transit stops20
Pharmacies6

Market position

How this listing compares to current activity in Gardner, from live MLS data.

On the market 143 days -- 48 more days than Gardner's current average of 95 days.
For reference, the median list price across 171 active listings in Gardner right now is $374,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

Adjust tax / insurance estimates
Est. monthly payment
$3,854/mo
$123,000 down
$491,999 loan
Principal & interest$3,191
Property tax (est.)$512
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network. Last updated August 15, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.