Covered front porch (21'1" x 6'5") on the 1911 main house. - 220 Armour Street, Davidson
Main house front and side, with the gravel drive leading back to the parking court. - 220 Armour Street, Davidson
The main house from Armour Street. - 220 Armour Street, Davidson
Gravel parking court serving all three homes on the lot. - 220 Armour Street, Davidson
Overhead aerial view of the property. - 220 Armour Street, Davidson
Living room (16'11" x 13'3") with a fireplace. - 220 Armour Street, Davidson
Living room from the front entry, with wainscoting. - 220 Armour Street, Davidson
Living room, second view. - 220 Armour Street, Davidson
Dining area (17'2" x 13'9") open to the kitchen, with a beadboard ceiling. - 220 Armour Street, Davidson
Kitchen (12'4" x 12'4") with white cabinets and a microwave over the range. - 220 Armour Street, Davidson
Kitchen, second view. - 220 Armour Street, Davidson
Dining area with a beadboard ceiling. - 220 Armour Street, Davidson
Family room (12'11" x 11'6") off the kitchen. - 220 Armour Street, Davidson
Family room with a door out to the deck. - 220 Armour Street, Davidson
Primary bedroom (11'6" x 23'4") with hardwood floors. - 220 Armour Street, Davidson
Primary bedroom, second view. - 220 Armour Street, Davidson
Primary bath with a tiled shower. - 220 Armour Street, Davidson
Front bedroom (11'5" x 13'11") with hardwood floors. - 220 Armour Street, Davidson
Front bedroom, second view. - 220 Armour Street, Davidson
Hall bath with a tub/shower. - 220 Armour Street, Davidson
Hall bath vanity. - 220 Armour Street, Davidson
Unit B: two-story accessory unit with an attached garage. - 220 Armour Street, Davidson
Unit B kitchen (9'10" x 11'8") on the main level. - 220 Armour Street, Davidson
Unit B living room (10'1" x 11'8") upstairs. - 220 Armour Street, Davidson
Unit B living room looking into the bedroom. - 220 Armour Street, Davidson
Unit B bedroom (11'0" x 12'1"). - 220 Armour Street, Davidson
Unit B bedroom, second view. - 220 Armour Street, Davidson
Unit B bath. - 220 Armour Street, Davidson
Unit B garage (11'1" x 24'1"). - 220 Armour Street, Davidson
Unit B (left) and Unit C (right). - 220 Armour Street, Davidson
Unit C: two-story accessory unit with dormers and an attached garage. - 220 Armour Street, Davidson
Unit C kitchen (11'2" x 10'6") upstairs. - 220 Armour Street, Davidson
Unit C living room (9'6" x 13'3"), open to the kitchen. - 220 Armour Street, Davidson
Unit C living area under the dormers. - 220 Armour Street, Davidson
Unit C bedroom (9'6" x 10'2"). - 220 Armour Street, Davidson
Unit C bath. - 220 Armour Street, Davidson
Unit C garage (13'5" x 23'5"). - 220 Armour Street, Davidson
Aerial view toward Lake Norman. - 220 Armour Street, Davidson
Aerial view toward the lake. - 220 Armour Street, Davidson
Aerial view of the surrounding neighborhood. - 220 Armour Street, Davidson
40 photos

$795,000

220 Armour Street
Davidson, NC 28036
Listed by Sean Herndon · EXP Realty LLC Mooresville
Bedrooms
5
Bathrooms
4.5
Living area
2,723 sqft
Year built
1911

About this home

DOWNTOWN DAVIDSON: THREE HOMES ON ONE LOT. A short walk to Brickhouse Tavern, Summit Coffee, Kindred, Main Street and the Davidson College campus. 220 Armour Street consists of a single family home (built in 1911) plus two detached garage apartments (ADUs) on a 0.21-acre in-town lot. Both apartments are tenant occupied. Live in the main house and let the rental income help carry the mortgage, lease all three or hold a walkable downtown lot in Davidson, NC. THE MAIN HOUSE: At the entry you'll find an inviting living room with a fireplace. There is also a second living area off the renovated kitchen. The house has two bedrooms and two full baths, in a floor plan that serves many purposes. The larger bedroom has a true private ensuite. The second bedroom has a full bath attached that also opens to the hall. Off the second living area is the laundry room and a flex room that could be used as a bedroom, office or storage. Original hardwoods in the bedrooms, with LVP and tile throughout the rest of the house. The house has been used for the past several years as a successful short-term rental property. THE GARAGE APARTMENTS: Two detached accessory dwelling units, each a carriage-house style guest house over its own one-car garage. Unit B is a 1 bedroom /1 bath, currently rents for $1275. Unit C is a 1 bedroom /1.5 bath, rents for $875. Both are tenant occupied with recently renewed 12-month leases, so this income property has its rent roll in place from day one. Current rent for Unit C is far below market, presenting an opportunity for enhanced income potential. THE LOT: 0.21 acres, approx. 60 x 150, zoned Village Infill (VI), Flood Zone X, city water and city sewer, no HOA. If you are looking for a downtown Davidson building site for new construction, this lot and its newer rear structures give you options: build new, keep one apartment, or keep both. Buyer to confirm all redevelopment, demolition, subdivision and permitted uses with the Town of Davidson Planning Department. OFFERED STRICTLY AS-IS. Buyer is encouraged to complete all inspections during the Due Diligence Period. Buyer to verify square footage, bedroom count, zoning, permitted uses and all lease terms. Both garage apartments are tenant-occupied and will be shown only after an accepted offer, with notice to the tenants.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4435199
Property type
Triplex
Subdivision
N/A
Status
Active
Days on market
N/A
On market date
October 22, 2026
Stories
N/A
Total bathrooms
4.5
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Davidson K-8 School
2.79 mi away · Grades 0-8
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,103
Student:teacher ratio
16.7:1
District
Charlotte-Mecklenburg Schools
Middle
Bailey Middle
2.59 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
1,370
Student:teacher ratio
17.3:1
District
Charlotte-Mecklenburg Schools
High
Cato Middle College High School
15.81 mi away · Grades 11-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
166
Student:teacher ratio
41.5:1
District
Charlotte-Mecklenburg Schools

Walkability

Blended score for Davidson's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

33
Car-dependent
out of 100
EPA National Walkability Index
9.0 / 20 -- Below average walkable
Google Places amenity density
15 / 100
Restaurants & cafes0
Grocery stores0
Parks6
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Davidson, from live MLS data.

On the market 0 days -- 128 fewer days than Davidson's current average of 128 days.
For reference, the median list price across 190 active listings in Davidson right now is $619,353.

Mortgage calculator

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Est. monthly payment
$4,938/mo
$159,000 down
$636,000 loan
Principal & interest$4,125
Property tax (est.)$663
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.