Multi Family at 20 Cross St., Fitchburg MA 01420
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10 photos

$419,000

20 Cross St., Fitchburg MA 01420
Fitchburg, MA 01420
Listed by Carlos Suarez
Bedrooms
4
Bathrooms
2
Living area
2,108 sqft
Year built
1920

About this home

Centrally located two family house,good opportunity for first-time buyers. Easy access to Main St businesses,schools and local services, MBTA commuter rail to Boston. Both units offer flexible plans.

Property details

MLS
MLS Property Information Network
MLS #
73529530
Property type
Multi Family
Subdivision
N/A
Status
Active
Days on market
144
On market date
June 3, 2026
Stories
2
Total bathrooms
2
Garage spaces
1
Parking spaces
5
Lot size
0.1 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
South Street Elementary
0.61 mi away · Grades -1-4
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
586
Student:teacher ratio
12.7:1
District
Fitchburg
Middle
Arthur M Longsjo Middle School
0.44 mi away · Grades 5-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
648
Student:teacher ratio
13.5:1
District
Fitchburg
High
Goodrich Academy
0.88 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
158
Student:teacher ratio
19.8:1
District
Fitchburg

Walkability

Blended score for Fitchburg's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

89
Highly walkable
out of 100
EPA National Walkability Index
16.8 / 20 -- Most walkable
Google Places amenity density
95 / 100
Restaurants & cafes20
Grocery stores5
Parks18
Schools20
Transit stops20
Pharmacies1

Market position

How this listing compares to current activity in Fitchburg, from live MLS data.

On the market 144 days -- 51 more days than Fitchburg's current average of 93 days.
For reference, the median list price across 387 active listings in Fitchburg right now is $399,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,673/mo
$83,800 down
$335,200 loan
Principal & interest$2,174
Property tax (est.)$349
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated July 6, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.