3 Family at 148 Congress Ave, Chelsea
3 Family at 148 Congress Ave, Chelsea, photo 2 of 9
3 Family at 148 Congress Ave, Chelsea, photo 3 of 9
3 Family at 148 Congress Ave, Chelsea, photo 4 of 9
3 Family at 148 Congress Ave, Chelsea, photo 5 of 9
3 Family at 148 Congress Ave, Chelsea, photo 6 of 9
3 Family at 148 Congress Ave, Chelsea, photo 7 of 9
3 Family at 148 Congress Ave, Chelsea, photo 8 of 9
3 Family at 148 Congress Ave, Chelsea, photo 9 of 9
9 photos

$985,000

148 Congress Ave
Chelsea, MA 02150
Listed by Luis Tejada
Bedrooms
11
Bathrooms
3
Living area
3,924 sqft
Year built
1920

About this home

**Exceptional Three-Family Investment Opportunity in Chelsea!**Don't miss this outstanding opportunity to own a spacious, well-maintained, and extensively updated three-family property in one of Chelsea's most convenient locations!Offering an impressive **11 bedrooms across three generously sized units**, this property features a three-bedroom first-floor apartment and two four-bedroom apartments on the second and third floors—an ideal combination for investors seeking strong rental income or owner-occupants looking to offset their mortgage with rental revenue.A standout feature is the property's **lead compliance certificates**, providing a significant advantage in today's rental market, particularly for families with young children.Additional highlights include numerous improvements over the years, a spacious backyard ideal for outdoor enjoyment, a full-size basement offering abundant storage, and strong existing rental income with potential for future growth.Conveniently situated near public transportation, schools, shopping, restaurants, parks, and major commuting routes, this property offers the accessibility and everyday conveniences that tenants value.**Whether you're expanding your investment portfolio or looking to build long-term wealth through owner-occupancy, this Chelsea three-family offers space, income potential, and lasting value.****Opportunities like this deserve a closer look. Schedule your private showing today!**

Property details

MLS
MLS Property Information Network
MLS #
73597679
Property type
3 Family
Subdivision
N/A
Status
Active
Days on market
2
On market date
November 2, 2026
Stories
3
Total bathrooms
3
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.08 acres
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Shurtleff Early Childhood
0.15 mi away · Grades -1-1
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
831
Student:teacher ratio
14.8:1
District
Chelsea
Middle
Joseph A. Browne School
0.41 mi away · Grades 5-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
540
Student:teacher ratio
12.3:1
District
Chelsea
HighCharter
Phoenix Charter Academy
0.27 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
185
Student:teacher ratio
15.4:1
District
Phoenix Charter Academy (District)

Walkability

Blended score for Chelsea's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

89
Highly walkable
out of 100
EPA National Walkability Index
16.3 / 20 -- Most walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores20
Parks20
Schools20
Transit stops20
Pharmacies6

Market position

How this listing compares to current activity in Chelsea, from live MLS data.

On the market 2 days -- 89 fewer days than Chelsea's current average of 91 days.
For reference, the median list price across 402 active listings in Chelsea right now is $2,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

Adjust tax / insurance estimates
Est. monthly payment
$6,082/mo
$197,000 down
$788,000 loan
Principal & interest$5,111
Property tax (est.)$821
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by MLS Property Information Network. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.