Single Family Residence at 665 SE HERON ST, KEYSTONE HEIGHTS
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36 photos

$330,000

665 SE HERON ST
KEYSTONE HEIGHTS, FL 32656
Listed by Paul Curlings · REAL BROKER, LLC
Bedrooms
5
Bathrooms
2.5
Living area
2,041 sqft
Year built
1959

About this home

Seller is offering a $10,000 credit toward the buyer's closing costs or rate buy down, and this home comes with a 3.5% assumable mortgage, a rare opportunity in today's market. Plus, this property features a private two story, 728 square foot ADU (Accessory Dwelling Unit) with built in cashflow potential to help offset your monthly mortgage payment. Welcome to a home that's been methodically upgraded from the roof down, offering the kind of peace of mind that only comes from a property that's been truly cared for. Nestled in the serene Keystone Heights community, this home sits within walking distance of Keystone Beach Park, downtown shops, restaurants, and local businesses. It sits between two vacant lots, has city water, and no HOA. Inside, large windows fill the living room, kitchen, and dining areas with natural light, while fresh luxury vinyl plank flooring (2024) runs throughout the main living areas for a clean, modern feel underfoot. The main house offers 1,552 square feet and tells a story of smart, sustained investment. A metal roof (2015) has stood strong for over a decade, brand new AC ductwork (2023) and a new AC unit (2026) ensure efficient, reliable climate control, and newly upgraded attic insulation to R30 (2026) means lower energy bills year round. The septic system was professionally cleaned and serviced (2026), so the next owner starts fresh with zero deferred maintenance. A renovated garage storage area (2021) adds organized space for tools, equipment, or hobby storage. The private ADU received its own round of major upgrades: a new metal roof (2024) and new water heater (2024), giving occupants privacy, comfort, and confidence. A 575 square foot office or storage room underneath the ADU adds even more flexible space, ideal for a home business, workshop, or additional storage. Whether you're looking for a finished home with potential supplemental income, space for extended family, or a private home office, this is a rare opportunity in Keystone Heights. Private financing is also available through the seller.

Property details

MLS #
MFRGC540505
Property type
Single Family Residence
Subdivision
KEYSTONE HEIGHTS
Status
Active
Days on market
125
On market date
May 21, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.24 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
KEYSTONE HEIGHTS ELEMENTARY
0.83 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
775
Student:teacher ratio
12.5:1
District
CLAY
Middle
None found nearby
High
KEYSTONE HEIGHTS JUNIOR/SENIOR HIGH
1.11 mi away · Grades 7-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,236
Student:teacher ratio
18.4:1
District
CLAY

Walkability

Blended score for KEYSTONE HEIGHTS's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

66
Walkable
out of 100
EPA National Walkability Index
10.3 / 20 -- Below average walkable
Google Places amenity density
88 / 100
Restaurants & cafes18
Grocery stores3
Parks8
Schools6
Transit stops1
Pharmacies4

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$2,137/mo
$66,000 down
$264,000 loan
Principal & interest$1,712
Property tax (est.)$275
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 6 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.