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60 photos

$675,000

235 Sycamore, Monterey, TN 38574
Monterey, TN 38574
Listed by Heather Cowart · Provision Realty Group
Bedrooms
3
Bathrooms
2.5
Living area
N/A
Year built
2007

About this home

Nestled in a quiet woodland setting on a private lake,(no gas motors) this beautifully updated home offers peaceful lakeside living with thoughtful upgrades throughout. Fresh paint, updated lighting, custom shades, and real hardwood floors create a warm and refined feel from the moment you step inside. The vaulted ceilings and French doors (both fully opening) flood the main living space with natural light, while two propane fireplaces in the home add a cozy ambiance. The kitchen features a propane double-oven cookstove, walk-in pantry, and all appliances remain, including washer and dryer. A Generac whole-house generator (largest model) provides year-round peace of mind. The Hutch in the Living room stays. The primary suite is a retreat of its own, complete with tray ceiling, private fireplace, door access to the porch, jetted tub, large walk-in shower, double sinks, and an oversized walk-in closet. A Jack-and-Jill bath with double sinks and large shower serves additional bedrooms. The updated half bath and refreshed laundry room (with utility sink and storage closet) add even more functionality. Major system updates include HVAC (2021), new septic field and pump, encapsulated crawlspace, sump pump, well water filtration system with softener, and Spectrum fiber optic internet. Step outside to enjoy the new dock (2022) with kayak launch, bass-stocked lake, covered back porch, deck and gazebo overlooking the water. The fenced raised-bed ''starlight'' garden and separate fenced dog area make outdoor living easy and enjoyable. A partial basement offers additional storage or flexible space. The hutch remains with the home, and the seller is offering a home warranty for added confidence. Peaceful setting. Modern updates. Community connection. Lakeside living at its best. *Buyer to verify all information to make an informed purchase*

Highlights

Fireplace

Property details

MLS #
1356297
Property type
Single Family Residence
Subdivision
Cumberland Cove
Status
Active
Days on market
3
On market date
September 22, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
3.1 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
North Cumberland Elementary
5.7 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
576
Student:teacher ratio
17.5:1
District
Cumberland County
Middle
None found nearby
High
Monterey High School
7.42 mi away · Grades 7-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
594
Student:teacher ratio
17.0:1
District
Putnam County

Walkability

Blended score for Monterey's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

11
Very car-dependent
out of 100
EPA National Walkability Index
3.5 / 20 -- Least walkable
Nearby-amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Monterey, from live MLS data.

On the market 3 days -- 337 fewer days than Monterey's current average of 341 days.
For reference, the median list price across 158 active listings in Monterey right now is $64,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$4,215/mo
$135,000 down
$540,000 loan
Principal & interest$3,502
Property tax (est.)$563
Home insurance (est.)$150

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Data source: Listing information provided by East Tennessee REALTORS® MLS via Trestle/CoreLogic. Last updated 4 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.