Villa at 3178 CLOVERPLACE DR, PALM HARBOR
Villa at 3178 CLOVERPLACE DR, PALM HARBOR, photo 2 of 26
Villa at 3178 CLOVERPLACE DR, PALM HARBOR, photo 3 of 26
Kitchen - 3178 CLOVERPLACE DR, PALM HARBOR
Kitchen-Open to Dining/Living Room - 3178 CLOVERPLACE DR, PALM HARBOR
Kitchen-Garage Access - 3178 CLOVERPLACE DR, PALM HARBOR
Virtually staged Living Room - 3178 CLOVERPLACE DR, PALM HARBOR
Living Room/Dining Combo - 3178 CLOVERPLACE DR, PALM HARBOR
Alernate Living/Dining Room View - 3178 CLOVERPLACE DR, PALM HARBOR
Dining Area - 3178 CLOVERPLACE DR, PALM HARBOR
Enclosed Sun room - 3178 CLOVERPLACE DR, PALM HARBOR
Bedroom 2-Virtally Staged - 3178 CLOVERPLACE DR, PALM HARBOR
Bedroom 2 - 3178 CLOVERPLACE DR, PALM HARBOR
Bedroom 2 - 3178 CLOVERPLACE DR, PALM HARBOR
Hall Bath - 3178 CLOVERPLACE DR, PALM HARBOR
Primary Bedroom - 3178 CLOVERPLACE DR, PALM HARBOR
Primary Bedroom - 3178 CLOVERPLACE DR, PALM HARBOR
Primary Ensuite - 3178 CLOVERPLACE DR, PALM HARBOR
Primary Ensuite - 3178 CLOVERPLACE DR, PALM HARBOR
Floorplan - 3178 CLOVERPLACE DR, PALM HARBOR
Rear Exposure - 3178 CLOVERPLACE DR, PALM HARBOR
Back Yard - 3178 CLOVERPLACE DR, PALM HARBOR
Overhead - 3178 CLOVERPLACE DR, PALM HARBOR
Overhead view-no rear neighbors - 3178 CLOVERPLACE DR, PALM HARBOR
Community Pool - 3178 CLOVERPLACE DR, PALM HARBOR
Villa at 3178 CLOVERPLACE DR, PALM HARBOR, photo 26 of 26
26 photos

$225,000

3178 CLOVERPLACE DR
PALM HARBOR, FL 34684
Listed by Michele Roling · IMPACT REALTY TAMPA BAY
Bedrooms
2
Bathrooms
2
Living area
855 sqft
Year built
1984

About this home

Virtually Staged. Welcome to easy Florida living in the all-ages Cloverplace community in highly sought-after Palm Harbor! Priced at $225,000, this 2-bedroom, 2-bath villa offers 855 square feet of comfortable, low-maintenance living with a private garage and enclosed sunroom. Inside, you’ll find tile flooring throughout and an updated kitchen completed in 2021. The enclosed sunroom adds flexible living space, perfect for relaxing, a home office, hobbies, or enjoying your morning coffee. Another major update is the roof, replaced in 2022, providing added peace of mind for the next owner. The HOA is just $230 per month and includes access to the community pool, trash pickup, and professional property management. Conveniently located near shopping, dining, recreation, and everything Palm Harbor and the surrounding Tampa Bay area have to offer. Whether you're looking for a primary residence or a Florida getaway, this Cloverplace villa combines an affordable price, desirable location, and valuable updates. Schedule your private showing today!

Property details

MLS #
MFRTB8545921
Property type
Villa
Subdivision
CLOVERPLACE CONDO
Status
Active
Days on market
6
On market date
September 17, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
1
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
HIGHLAND LAKES ELEMENTARY SCHOOL
0.8 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
518
Student:teacher ratio
14.0:1
District
PINELLAS
Middle
JOSEPH L. CARWISE MIDDLE SCHOOL
1.36 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,155
Student:teacher ratio
18.0:1
District
PINELLAS
High
PALM HARBOR UNIVERSITY HIGH
2.44 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,480
Student:teacher ratio
22.1:1
District
PINELLAS

Walkability

Blended score for PALM HARBOR's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

71
Walkable
out of 100
EPA National Walkability Index
11.7 / 20 -- Above average walkable
Nearby-amenity density
90 / 100
Restaurants & cafes20
Grocery stores9
Parks1
Schools9
Transit stops16
Pharmacies8

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 6 days -- 96 fewer days than PALM HARBOR's current average of 102 days.
For reference, the median list price across 692 active listings in PALM HARBOR right now is $299,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$1,505/mo
$45,000 down
$180,000 loan
Principal & interest$1,167
Property tax (est.)$188
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.