Lot highlighted - 5523 2ND AVENUE CIR W, PALMETTO
Lot from overhead - 5523 2ND AVENUE CIR W, PALMETTO
Overhead of community - 5523 2ND AVENUE CIR W, PALMETTO
Lot highlighted - 5523 2ND AVENUE CIR W, PALMETTO
Lot highlighted - 5523 2ND AVENUE CIR W, PALMETTO
Ground view of lot - 5523 2ND AVENUE CIR W, PALMETTO
Front of lot ground view - 5523 2ND AVENUE CIR W, PALMETTO
Ground level view - 5523 2ND AVENUE CIR W, PALMETTO
Ground level view - 5523 2ND AVENUE CIR W, PALMETTO
Front of lot ground level - 5523 2ND AVENUE CIR W, PALMETTO
Ground level view - 5523 2ND AVENUE CIR W, PALMETTO
Sunset views - 5523 2ND AVENUE CIR W, PALMETTO
Sunset views - 5523 2ND AVENUE CIR W, PALMETTO
Sunset views - 5523 2ND AVENUE CIR W, PALMETTO
Sunset views - 5523 2ND AVENUE CIR W, PALMETTO
Sunset views - 5523 2ND AVENUE CIR W, PALMETTO
Sunset views - 5523 2ND AVENUE CIR W, PALMETTO
Terra Ceia bay off the back of the lot - 5523 2ND AVENUE CIR W, PALMETTO
Terra Ceia bay off the back of lot - 5523 2ND AVENUE CIR W, PALMETTO
Common area pool - 5523 2ND AVENUE CIR W, PALMETTO
Common area pool - 5523 2ND AVENUE CIR W, PALMETTO
Common area pool - 5523 2ND AVENUE CIR W, PALMETTO
Common area pool - 5523 2ND AVENUE CIR W, PALMETTO
Common area pool - 5523 2ND AVENUE CIR W, PALMETTO
Common area pool - 5523 2ND AVENUE CIR W, PALMETTO
Main entrance - 5523 2ND AVENUE CIR W, PALMETTO
Main entrance - 5523 2ND AVENUE CIR W, PALMETTO
Mailboxes and gate call box - 5523 2ND AVENUE CIR W, PALMETTO
Main gate entering - 5523 2ND AVENUE CIR W, PALMETTO
Main gate exiting - 5523 2ND AVENUE CIR W, PALMETTO
Public tax record - 5523 2ND AVENUE CIR W, PALMETTO
Lot 5 survey - 5523 2ND AVENUE CIR W, PALMETTO
Development survey - 5523 2ND AVENUE CIR W, PALMETTO
33 photos

$550,000

5523 2ND AVENUE CIR W
PALMETTO, FL 34221
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

Last undeveloped waterfront lot in the community! Build your own custom home on the shores of Terra Ceia Bay and add a custom built dock of your own design so you can enjoy a sunset every night within the privately gated eleven homestead community of Terra Ceia Bay Estates. This lot has the largest acreage and the best sunset views to the West. As you build up in elevation watch the dolphins, manatees and stingrays play out in Terra Ceia Bay and see the Skyway Bridge off in the distance. Fisherman’s delight, power and sail boater’s dream with no-bridge direct Gulf access and soul soothing views for relaxing days and evenings. Everything is private in this enclave, including the community pool right outside your future front door, or perhaps build your own custom pool right on your lot. Association monthly fee includes use and care of the pool, home lawn care, shrub maintenance, and connection of your sprinkler system to the separate and private irrigation water supply. 25 minutes to downtown St. Pete, 35 minutes to Tampa airport, 20 minutes to University Mall. Waterfront lots are few and far between so what are you waiting for?

Property details

MLS #
MFRTB8450560
Property type
Land
Subdivision
TERRA CEIA BAY ESTATES
Status
Active
Days on market
311
On market date
November 21, 2025
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.42 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
PALM VIEW K-8 SCHOOL
0.63 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
804
Student:teacher ratio
16.8:1
District
MANATEE
Middle
LINCOLN MEMORIAL MIDDLE SCHOOL
2.57 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
307
Student:teacher ratio
14.6:1
District
MANATEE
High
PALMETTO HIGH SCHOOL
2.41 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,984
Student:teacher ratio
22.5:1
District
MANATEE

Walkability

Blended score for PALMETTO's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

25
Car-dependent
out of 100
EPA National Walkability Index
7.0 / 20 -- Below average walkable
Google Places amenity density
10 / 100
Restaurants & cafes2
Grocery stores0
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PALMETTO, from live MLS data.

On the market 311 days -- 203 more days than PALMETTO's current average of 108 days.
For reference, the median list price across 695 active listings in PALMETTO right now is $369,999.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
% / yr
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/mo
Est. monthly payment
$3,462/mo
$110,000 down
$440,000 loan
Principal & interest$2,854
Property tax (est.)$458
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 5 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.