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70 photos

$3,785,500

3650 LAKE TOHOPEKALIGA RD
ST CLOUD, FL 34772
Listed by WEICHERT REALTORS HALLMARK PRO
Bedrooms
4
Bathrooms
1.5
Living area
2,437 sqft
Year built
1912

About this home

Quite Possibly the BEST LAKEFRONT LOT available in Osceola County, offering 11.3 Acres on Lake Tohopekaliga! The lake covers approximately 20,000 Acres and is about 42 miles in circumference, making ”Big” Lake Tohopekaliga the largest lake in Osceola County and one of the largest lakes in Florida! It boasts some of the best bass fishing in the country - in fact hosting the BassMasters’ tournament and consistently producing record breaking catches. This unique property has 480 linear feet of frontage on “Lake Toho,” beautiful, mature oaks, cleared land, and is currently being used as agricultural - pastureland for cattle. Zoning is Mixed Use, making this particular parcel prime for many types of development ideas. The chain of lakes it is part of includes Lake Tohopekaliga, East Lake Tohopekaliga, Lake Cypress, and Lake Hatchineha, along with other smaller lakes that provide a unique, extensive waterway for a great day of fun on the water. As a bonus, there is an old farm house on the property, with 4 bedrooms and 1 and 1/2 bathrooms, a carport and a shed. Though it is an older home, some of the big items have been replaced in recent years, such as the New Metal Roof in 2011, New Septic in 2005, (cleaned in Feb this year), New Hot Water Heater 2013, and Re-Plumbed in 2007. For the right person, this could be updated to an amazing piece of the local history, or, you might want to live in it while you build your new dream home. There are screened porches upstairs and downstairs, that wrap the front of the home, where you can enjoy the amazing lake view, while relaxing on a rocking chair with your beverage of choice, watching deer, turkey, sandhill cranes, fox squirrels, and of course, if you choose, cattle and horses. The old fashioned “shotgun” style of the home takes full advantage of the breeze off the lake, and provides a flow of nice air through the house. This is a most unique and beautiful property with so many possibilities, that will no doubt prove to be a wise investment in the future.

Highlights

Waterfront

Property details

MLS #
MFRO6299268
Property type
Single Family Residence
Subdivision
ACREAGE & UNREC
Status
Active
Days on market
294
On market date
April 15, 2025
Stories
N/A
Total bathrooms
1.5
Garage spaces
N/A
Parking spaces
N/A
Lot size
11.3 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
CANOE CREEK K-8
2.74 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,037
Student:teacher ratio
18.9:1
District
OSCEOLA
Middle
NEPTUNE MIDDLE SCHOOL
5.14 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,005
Student:teacher ratio
16.8:1
District
OSCEOLA
High
OSCEOLA TECHNICAL COLLEGE ST CLOUD CAMPUS
4.43 mi away · Grades 11-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
0
Student:teacher ratio
0.0:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

15
Very car-dependent
out of 100
EPA National Walkability Index
4.8 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 294 days -- 184 more days than ST CLOUD's current average of 110 days.
For reference, the median list price across 1,842 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$22,947/mo
$757,100 down
$3,028,400 loan
Principal & interest$19,642
Property tax (est.)$3,155
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated April 7, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.