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$700,000

408 Ernie Roberts Rd, Rutledge, TN 37861
Rutledge, TN 37861
Listed by Zoe Ferrell · Wallace
Bedrooms
4
Bathrooms
3
Living area
N/A
Year built
2019

About this home

Your lakefront escape starts here with easy water access, plenty of space to relax, and an outdoor setup made for taking in the views. This 4-bedroom, 3-bath home offers 2400+/- sqft on a large lakefront lot with a private dock, finished walkout basement, and a quiet cove setting away from boat traffic. The main level has a warm, open feel with cathedral ceilings, gas fireplace, and lake-facing windows that bring the view inside. The dining area flows into the kitchen, which features shaker-style cabinetry, plenty of storage, pantry, stainless steel appliances, and an island cooktop. The main-level primary bedroom gives you direct access to the deck, plus a sizable walk-in closet and a bathroom with double vanity sinks. A guest bedroom, full guest bath, and laundry room are also on the main level. The deck has covered seating sections with ceiling fans, creating a comfortable place to relax while overlooking the shoreline. The uncovered center section is ideal for enjoying the sun. The finished lower level gives even more room to spread out. It provides a spacious second living area, mini kitchenette, full bath, ample storage, and two oversized bedrooms that are each big enough for two queen beds - maximizing sleeping accommodations. Each lower-level bedroom also has its own walkout to the covered patio. Just off the patio, an outdoor shower makes it convenient to rinse off after time on the water. A direct path through the yard leads you right to your private dock, keeping boating, swimming, and fishing just steps away. The exterior is complete with a fire pit, storage shed, professional landscaping, a paved driveway with room for boat parking, and space on the patio for golf cart/sxs parking. The setting feels tucked away while still keeping everyday conveniences within reach. Card-nal Cove Resort & Campground and Gilmore Dock Marina & Restaurant are just a short boat ride away. Lakeshore Dr is only half a mile down the road. Rutledge offers local dining and markets, while Jefferson City and Morristown are just 20 minutes away and provide shopping, restaurants, medical services, and everyday errands. This is the kind of property that makes spending time at the lake feel effortless.

Highlights

Fireplace

Property details

MLS #
1341090
Property type
Single Family Residence
Subdivision
Big-O-Estates
Status
Active
Days on market
93
On market date
May 20, 2026
Stories
N/A
Garage spaces
N/A
Lot size
0.78 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
Rutledge Primary
5.2 mi away · Grades -1-1
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
140
Student:teacher ratio
10.8:1
District
Grainger County
Middle
Rutledge Middle School
6.59 mi away · Grades 7-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
423
Student:teacher ratio
16.9:1
District
Grainger County
High
Grainger High School
3.22 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
885
Student:teacher ratio
17.7:1
District
Grainger County

Mortgage calculator

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Est. monthly payment
$4,365/mo
$140,000 down
$560,000 loan
Principal & interest$3,632
Property tax (est.)$583
Home insurance (est.)$150

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Data source: Listing information provided by East Tennessee REALTORS® MLS via Trestle/CoreLogic. Last updated June 24, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.