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$599,900

246 Cross Drive, Monterey, TN 38574
Monterey, TN 38574
Listed by Jamie Reed · The Real Estate Collective
Bedrooms
3
Bathrooms
2.1
Living area
N/A
Year built
2005

About this home

Nestled on over 5 private wooded acres in the desirable Cumberland Lakes community, this charming log home offers the perfect blend of privacy, comfort, and Tennessee beauty. Featuring a main-level primary suite, soaring ceilings, warm wood interiors, a cozy wood-burning stove, and a loft with two additional bedrooms, this home is full of character. Enjoy the wraparound porch, detached two-car garage with a finished bonus room above-ideal for guests, a home office, or hobbies. Multiple adjoining lots provide added privacy and room to enjoy nature. Whether you're looking for a full-time home or a peaceful weekend retreat, this property is one you won't want to miss.

Highlights

Fireplace

Property details

MLS #
1348476
Property type
Single Family Residence
Subdivision
Cumberland Lakes
Status
Active
Days on market
35
On market date
July 17, 2026
Stories
N/A
Garage spaces
2
Lot size
5.15 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
North Cumberland Elementary
5.82 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
576
Student:teacher ratio
17.5:1
District
Cumberland County
Middle
None found nearby
High
Monterey High School
7.15 mi away · Grades 7-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
594
Student:teacher ratio
17.0:1
District
Putnam County

Mortgage calculator

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Est. monthly payment
$3,763/mo
$119,980 down
$479,920 loan
Principal & interest$3,113
Property tax (est.)$500
Home insurance (est.)$150

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Data source: Listing information provided by East Tennessee REALTORS® MLS via Trestle/CoreLogic. Last updated July 17, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.