Virtual Walkway - 4540 N WINCHESTER TER, HERNANDO
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$199,900

4540 N WINCHESTER TER
HERNANDO, FL 34442
Listed by Nicoletta Lingrosso · KELLER WILLIAMS REALTY - ELITE PARTNERS II
Bedrooms
3
Bathrooms
2
Living area
1,200 sqft
Year built
2026

About this home

One or more photo(s) has been virtually staged. NEW 2026 HOME ON OVER 1/2 ACRE, PRICED UNDER $200K! Why rent when you could own a BRAND-NEW 2026 home with room to spread out? This beautiful 3-bedroom, 2-bath home offers a desirable split-bedroom floor plan and sits on over half an acre. Step inside to a bright, modern interior featuring drywall construction, luxury vinyl flooring, stainless steel appliances, and an open-concept kitchen and living area perfect for everyday living and entertaining. Everything is NEW, offering the peace of mind and low-maintenance lifestyle that comes with a brand-new home. Outside, the spacious homesite provides plenty of room for your toys, pets, garden, future workshop, or additional outdoor living space. NO HOA & NO FLOOD ZONE! Conveniently located in Hernando with easy access to shopping, dining, boating, fishing, parks, and everything Florida's Nature Coast has to offer. Offered at just $199,900! Financing options may include USDA, VA, FHA, and Conventional programs for qualified buyers. Eligible USDA and VA buyers may qualify for 0% down financing. Ask your lender about available financing options and schedule your private showing today. Brand-new 2026 home + over 1/2 acre + no HOA + under $200K = a combination that's hard to find!

Highlights

New construction

Property details

MLS #
MFRW7885384
Property type
Manufactured Home
Subdivision
APACHE SHORES UNIT 04
Status
Active
Days on market
118
On market date
May 1, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.57 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
HERNANDO ELEMENTARY SCHOOL
2.23 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
747
Student:teacher ratio
15.6:1
District
CITRUS
Middle
CITRUS SPRINGS MIDDLE SCHOOL
4.24 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
755
Student:teacher ratio
21.0:1
District
CITRUS
High
WITHLACOOCHEE TECHNICAL COLLEGE
6.88 mi away · Grades 11-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
0
Student:teacher ratio
0.0:1
District
CITRUS

Walkability

Blended score for HERNANDO's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

14
Very car-dependent
out of 100
EPA National Walkability Index
4.3 / 20 -- Least walkable
Google Places amenity density
3 / 100
Restaurants & cafes1
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$1,354/mo
$39,980 down
$159,920 loan
Principal & interest$1,037
Property tax (est.)$167
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 28, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.