Multi Family at 61 Central Street, Fitchburg MA 01420, Fitchburg

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41 photos

$425,000

61 Central Street, Fitchburg MA 01420

Fitchburg, MA 01420

Listed by Cyndi Deshaies

Bedrooms

Bathrooms

2.5

Living area

1,692 sqft

Year built

1830

About this home

Charming sun-filled two-family home nestled in the heart of downtown Fitchburg! This exceptional investment or owner-occupant opportunity features hardwood floors, fireplaces and a whole lot of character! The lower unit moves easily from a defined entry into generous living and dining spaces, complete with 1.5 recently updated bathrooms, a kitchen featuring granite countertops and updated appliances, as well as 2 bedrooms. Upstairs, you are greeted with a deck nestled in the trees guiding you through to a spacious apartment. This unit boasts 2 bedrooms, a kitchen complete with an eat-in island, window seat and ample storage! Towards the front of the space you will find a generously sized living room as well as an updated full bath! This property is complete with a partial walk-out basement featuring laundry. Large stand alone 2 car garage allowing for driveway parking for both units. This multi-family home combines period charm, versatile occupancy, and an unbeatable location just minutes from dining, shopping, the commuter rail to Boston and Fitchburg State University! This property has recently undergone a MASS save audit; complete with updated insulation! Recent updates include: roof, water heater, bathrooms, upstairs kitchen, appliances top to bottom, and young furnace!

Highlights

Fireplace

Property details

MLS #: 73566824
Property type: Multi Family
Subdivision: N/A
Status: Active
Days on market: 41
On market date: August 21, 2026
Stories: 2
Total bathrooms: 2.5
Garage spaces: 1
Parking spaces: 5
Lot size: 0.09 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary

McKay Arts Academy

0.92 mi away · Grades -1-8

Nearest school -- attendance-zone data not available here

4.0

Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating

Enrollment: 663
Student:teacher ratio: 13.0:1
District: Fitchburg

Middle

Arthur M Longsjo Middle School

0.12 mi away · Grades 5-8

Nearest school -- attendance-zone data not available here

4.0

Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating

Enrollment: 648
Student:teacher ratio: 13.5:1
District: Fitchburg

HighCharter

Sizer School: A North Central Charter Essential School

1.16 mi away · Grades 7-12

Nearest school -- attendance-zone data not available here

5.0

Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating

Enrollment: 350
Student:teacher ratio: 8.8:1
District: Sizer School: A North Central Charter Essential (District)

Walkability

Blended score for Fitchburg's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

Highly walkable

out of 100

EPA National Walkability Index

17.2 / 20 -- Most walkable

Google Places amenity density

95 / 100

Restaurants & cafes20

Grocery stores4

Parks15

Schools19

Transit stops20

Pharmacies1

Market position

How this listing compares to current activity in Fitchburg, from live MLS data.

On the market 41 days -- 46 fewer days than Fitchburg's current average of 87 days.

For reference, the median list price across 334 active listings in Fitchburg right now is $399,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

Home price

Down payment

Interest rate

Loan term

Adjust tax / insurance estimates

Property tax

% / yr

Home insurance

/mo

Est. monthly payment

$2,709/mo

$85,000 down

$340,000 loan

Principal & interest$2,205

Property tax (est.)$354

Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated August 25, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.