Lynette Gilliland
← INNOVATE Real Estate
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 2 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 3 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 4 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 5 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 6 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 7 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 8 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 9 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 10 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 11 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 12 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 13 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 14 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 15 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 16 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 17 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 18 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 19 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 20 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 21 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 22 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 23 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 24 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 25 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 26 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 27 of 28
2 Family - 2 Units Up/Down at 20 Forest St, Oxford MA 01540, Oxford, photo 28 of 28
28 photos

$465,000

20 Forest St, Oxford MA 01540
Oxford, MA 01540
Listed by Jeffrey Cormier
Bedrooms
3
Bathrooms
2
Living area
1,641 sqft
Year built
1960

About this home

Welcome to 20 Forest Street in the desirable town of Oxford, MA! This charming 3bedroom Ranch is offered with an In-law apartment.The main unit features an open concept living with a sun filled living room with large windows overlooking the lake, dining area, kitchen, & a small nook and with 2 bedrooms and a den that can be used as an additional bedroom. The living room leads to the deck, ideal for entertaining or just a morning coffee. With a In-law basement studio offers its own bedroom that overlooks the water, kitchenette & full bath, great for guests, extended family, or additional rental potential with separate electrical utility. Conveniently located near schools, shopping, and highways, this home combines comfort, convenience, and character!!Discover the perfect blend of comfort, flexibility, & income potential in this unique two family home, designed with truly separate living in mind. With each having a private entrance.

Highlights

WaterfrontView

Property details

MLS #
73535223
Property type
2 Family - 2 Units Up/Down
Subdivision
N/A
Status
Active
Days on market
110
On market date
June 12, 2026
Stories
2
Total bathrooms
2
Garage spaces
N/A
Parking spaces
4
Lot size
0.38 acres

Location

Get directions →
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Alfred M Chaffee
1.18 mi away · Grades 0-2
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
286
Student:teacher ratio
9.9:1
District
Oxford
Middle
Oxford Middle
0.89 mi away · Grades 5-7
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
400
Student:teacher ratio
10.5:1
District
Oxford
High
Oxford High
0.84 mi away · Grades 8-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
530
Student:teacher ratio
10.6:1
District
Oxford

Walkability

Blended score for Oxford's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

55
Somewhat walkable
out of 100
EPA National Walkability Index
9.0 / 20 -- Below average walkable
Google Places amenity density
70 / 100
Restaurants & cafes15
Grocery stores0
Parks5
Schools2
Transit stops6
Pharmacies1

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$2,950/mo
$93,000 down
$372,000 loan
Principal & interest$2,413
Property tax (est.)$388
Home insurance (est.)$150

Similar homes you might like

20 Forest St, Oxford MA 01540
$475,000
20 Forest St, Oxford MA 01540
Oxford, 01540
3 bd·2 ba·1,641 sqft
2 days on market
Waterfront
Listed by Jeffrey Cormier
18 Old Dudley Rd, Oxford MA 01540
$499,900
18 Old Dudley Rd, Oxford MA 01540
Oxford, 01540
3 bd·2 ba·2,301 sqft
20 days on market
Listed by Jim Black Group
22 Comins Rd, Oxford MA 01537
$424,900
22 Comins Rd, Oxford MA 01537
Oxford, 01537
4 bd·2 ba·2,307 sqft
83 days on market
Listed by Jim Black Group

Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated June 30, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.