INNOVATE Real Estate
Investment at 105 W Main Street, Elkin NC 28621, Elkin
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$749,000

105 W Main Street, Elkin NC 28621
Elkin, NC 28621
Listed by Robert Ball
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
1905

About this home

Located in the heart of Historic Downtown Elkin at 105 W. Main Street, this distinguished two-story brick commercial building blends architectural character with modern mixed-use functionality. Today, the main level—approximately 2,986 square feet—is home to an upscale antique store with strong street visibility and walkable appeal. The second level includes two loft-style apartments totaling approximately 2,375 square feet, offering excellent residential income potential or owner-occupant flexibility. The 2,250-square-foot basement, accessible from both the rear alley and interior retail space, features concrete floors, two older restrooms, and versatile unfinished space ideal for storage, workshop use, or future improvements. The building is heated and cooled by electric heat pumps, has a new roof, and natural gas is available in the rear alley. This is a rare opportunity to own a partially owner-occupied building/investment asset in Elkin’s vibrant downtown.

Property details

MLS #
1210994
Property type
Investment
Subdivision
N/A
Status
Active
Days on market
1
On market date
March 2, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Elkin Elementary
0.24 mi away · Grades -1-6
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
600
Student:teacher ratio
13.6:1
District
Elkin City Schools
Middle
Elkin Middle
0.52 mi away · Grades 7-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
183
Student:teacher ratio
12.2:1
District
Elkin City Schools
High
Elkin High
0.54 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
367
Student:teacher ratio
12.2:1
District
Elkin City Schools

Walkability

Blended score for Elkin's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

59
Somewhat walkable
out of 100
EPA National Walkability Index
9.7 / 20 -- Below average walkable
Google Places amenity density
75 / 100
Restaurants & cafes16
Grocery stores2
Parks4
Schools2
Transit stops0
Pharmacies4

Mortgage calculator

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Est. monthly payment
$4,661/mo
$149,800 down
$599,200 loan
Principal & interest$3,886
Property tax (est.)$624
Home insurance (est.)$150

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Data source: Listing information provided by Triad MLS via Trestle/CoreLogic. Last updated March 4, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.