Multi Family at 026 Pier Road, Portsmouth
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$899,000

026 Pier Road
Portsmouth, RI 02872
Listed by Jacob Wint
Bedrooms
3
Bathrooms
3
Living area
N/A
Year built
1980

About this home

Available for the first time in 30 years, this Prudence Island property offers not one home, but a true family compound just steps from Narragansett Bay. 026 Pier Road is the heart of it all. Remodeled in 2004, the main residence is bright and airy with soaring cathedral ceilings, an open floor plan, and a central fireplace with wood stove for cozy island evenings. A versatile loft overlooks the living space — ideal for guests or a home office. Wake up to water views and enjoy easy access to the ferry, sandy beaches, and hiking trails. 028 Pier Road, sold together with the main residence, is the classic island cottage completing the compound. Single-level and privately sited, it offers open living and kitchen space, an oversized primary bedroom, and a second bedroom for guests. A finished loft above the garage adds flexibility — art studio, bunkhouse, or quiet retreat. Its spot near the lawn makes it the natural hub for bonfires and summer BBQs. Together, these homes offer rare flexibility: host extended family under one roof, or let the cottage generate rental income while the main house stays your private escape. Both are a short walk to the beach, ferry, general store, and Sandy Point Lighthouse, with the shoreline just across the street. A rare piece of Prudence Island history — ready for its next thirty years.

Highlights

Fireplace

Property details

MLS #
1418307
Property type
Multi Family
Subdivision
Prudence Island
Status
Active
Days on market
10
On market date
July 20, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
8
Lot size
0.3 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Melville School
3.1 mi away · Grades -1-4
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
349
Student:teacher ratio
14.0:1
District
Portsmouth
Middle
Portsmouth Middle School
4.5 mi away · Grades 5-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
635
Student:teacher ratio
12.2:1
District
Portsmouth
High
Portsmouth High School
2.97 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
824
Student:teacher ratio
11.8:1
District
Portsmouth

Walkability

Blended score for Portsmouth's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

12
Very car-dependent
out of 100
EPA National Walkability Index
4.0 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Portsmouth, from live MLS data.

On the market 10 days -- 65 fewer days than Portsmouth's current average of 75 days.
For reference, the median list price across 240 active listings in Portsmouth right now is $752,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$5,564/mo
$179,800 down
$719,200 loan
Principal & interest$4,665
Property tax (est.)$749
Home insurance (est.)$150

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Data source: Listing information provided by Rhode Island Association of REALTORS via Trestle/CoreLogic. Last updated July 31, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.