Residential Lot at 254 57 White Oak Bluff Road, Stella, NC 28582
Residential Lot at 254 57 White Oak Bluff Road, Stella, NC 28582, photo 2 of 2
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$450,000

254 57 White Oak Bluff Road, Stella, NC 28582
Stella, NC 28582
Listed by Heidi Barlow · Emerald Isle Realty
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

Why start from scratch when so much of the work is already done? Welcome to 254 White Oak Bluff in Stella, where this picturesque waterfront homesite is ready for your vision--just bring your house plans! Nestled along a peaceful creek with direct access to the White Oak River, this exceptional lot offers the perfect blend of convenience, recreation, and natural beauty. Major improvements are already in place, including a septic system, water, retaining wall, observation deck, and a brand-new flow-through dock complete with a boat lift, saving you valuable time and expense before construction even begins. Imagine sipping your morning coffee while watching otters play in the creek, then ending the day as graceful egrets hunt for shrimp just steps from your future backyard. Whether you're dreaming of a full-time residence or a peaceful coastal retreat, this builder-ready waterfront property provides the ideal setting to create the home you've always envisioned. Bring your plans, launch your boat, and start living the waterfront lifestyle you've been waiting for.

Highlights

Waterfront

Property details

MLS
Hive MLS
MLS #
100594592
Property type
Residential Lot
Subdivision
White Oak Bluff
Status
Active
Days on market
71
On market date
August 7, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
1.11 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
White Oak Elementary
5.53 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
746
Student:teacher ratio
14.3:1
District
Carteret County Public Schools
Middle
Broad Creek Middle
11.36 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
701
Student:teacher ratio
15.9:1
District
Carteret County Public Schools
High
Croatan High
9.61 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
4.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
910
Student:teacher ratio
15.4:1
District
Carteret County Public Schools

Walkability

Blended score for Stella's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

24
Car-dependent
out of 100
EPA National Walkability Index
4.8 / 20 -- Least walkable

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,860/mo
$90,000 down
$360,000 loan
Principal & interest$2,335
Property tax (est.)$375
Home insurance (est.)$150

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Data source: Listing information provided by Hive MLS via Trestle/CoreLogic. Last updated August 22, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.