Relax in the screened porch where you feel like you are in a tree house! - 301 Bay Circle, North Topsail Beach, NC 28460, North Topsail Beach
Cute path toward the beach - 301 Bay Circle, North Topsail Beach, NC 28460, North Topsail Beach
Upper level owners suite - 301 Bay Circle, North Topsail Beach, NC 28460, North Topsail Beach
Cozy dining area - 301 Bay Circle, North Topsail Beach, NC 28460, North Topsail Beach
4 photos

$345,000

301 Bay Circle, North Topsail Beach, NC 28460
North Topsail Beach, NC 28460
Listed by Maggie D Moyer · Coldwell Banker Sea Coast Advantage Rlty
Bedrooms
2
Bathrooms
2
Living area
832 sqft
Year built
1985

About this home

Welcome to 301 Bay Circle, a charming North Topsail Beach retreat offering 2 bedrooms, 2 full baths, plus a bonus bunk room--all tucked beneath a beautiful canopy of mature live oaks. NO HOA, a ''fortified'' roof in 2023 & a short walk to the beach make this property a fantastic buy. The open main living area brings together the kitchen, dining and living spaces beneath vaulted ceilings, creating a bright and inviting place to gather. On the lower level, you'll find a comfortable bedroom with direct access to a beautiful screened porch, a full bathroom, and a separate bonus bunk room--an ideal setup for kids, or extra guests. Upstairs, the generously sized primary bedroom offers its own private bath and balcony, creating a peaceful retreat of its own. Outdoor living is where this property really shines. With decks on three sides of the home, two screened porches, a spacious shaded area beneath the house, outdoor shower and plenty of parking, there is always a place to relax after a day at the beach. The magnificent live oaks create a sense of privacy and serenity that's hard to find this close to the ocean. Walk across the street for dinner and drinks at the St. Regis, grab some coffee at Coffee Joy for your morning beach walk, or stroll to the nearby tiki bar. Offered fully furnished and already set up to sleep six, 301 Bay Circle is ready to enjoy as a primary residence, second home or vacation rental. Come experience your own little North Topsail Beach escape beneath the live oaks! * some photos digitally enhanced (twilight)

Property details

MLS
Hive MLS
MLS #
100603953
Property type
Townhouse
Subdivision
Bay View
Status
Active
Days on market
18
On market date
October 13, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
5
Lot size
0.12 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Dixon Elementary
5.51 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
648
Student:teacher ratio
17.1:1
District
Onslow County Schools
Middle
Dixon Middle
4.66 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
934
Student:teacher ratio
18.0:1
District
Onslow County Schools
High
Dixon High
8.16 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
1,028
Student:teacher ratio
19.4:1
District
Onslow County Schools

Walkability

Blended score for North Topsail Beach's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

15
Very car-dependent
out of 100
EPA National Walkability Index
4.8 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

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Est. monthly payment
$2,228/mo
$69,000 down
$276,000 loan
Principal & interest$1,790
Property tax (est.)$288
Home insurance (est.)$150

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Data source: Listing information provided by Hive MLS via Trestle/CoreLogic. Last updated 12 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.