Single Family Residence at 3045 Island Drive, North Topsail Beach, NC 28460
Single Family Residence at 3045 Island Drive, North Topsail Beach, NC 28460, photo 2 of 3
Single Family Residence at 3045 Island Drive, North Topsail Beach, NC 28460, photo 3 of 3
3 photos

$522,000

3045 Island Drive, North Topsail Beach, NC 28460
North Topsail Beach, NC 28460
Listed by Heidi Barlow · Emerald Isle Realty
Bedrooms
2
Bathrooms
1
Living area
867 sqft
Year built
1982

About this home

Discover this cozy 2-bedroom, 1-bath beach cottage in North Topsail Beach, NC, perfectly located second row to the ocean with easy beach access. Freshly updated with brand-new exterior siding and paint completed in September 2026, plus a FORTIFIED Roof™ installed in 2024, this classic coastal cottage is ready to enjoy! The wrap-around deck provides the perfect setting for morning coffee, relaxing after a day at the beach, or entertaining friends and family. This fully furnished, turn-key vacation home offers all the comforts for a coastal retreat, family beach getaway, or investment property. After a day on the sand, rinse off in the hot-and-cold enclosed outdoor shower, fire up the charcoal grilling station for a summer barbecue, or relax on the screened-in patio while watching a summertime thunderstorm roll through. The fenced backyard provides a great space for children or pets, and the home is just 2 miles from local shopping, restaurants, and town amenities. Investors will appreciate the proven rental income of approximately $51K per year, adding to the appeal as a vacation rental or second-home opportunity. Experience the timeless charm of a classic North Topsail Beach cottage with convenient beach access, pet-friendly outdoor space, turn-key furnishings, and everything you need to start enjoying the coastal lifestyle from day one.

Property details

MLS
Hive MLS
MLS #
100543608
Property type
Single Family Residence
Subdivision
Old Settlers Beach
Status
Active
Days on market
315
On market date
May 5, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.11 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Dixon Elementary
7.02 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
648
Student:teacher ratio
17.1:1
District
Onslow County Schools
Middle
Dixon Middle
6.13 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
934
Student:teacher ratio
18.0:1
District
Onslow County Schools
High
Dixon High
8.42 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
1,028
Student:teacher ratio
19.4:1
District
Onslow County Schools

Walkability

Blended score for North Topsail Beach's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

15
Very car-dependent
out of 100
EPA National Walkability Index
4.8 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

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Est. monthly payment
$3,294/mo
$104,400 down
$417,600 loan
Principal & interest$2,709
Property tax (est.)$435
Home insurance (est.)$150

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Data source: Listing information provided by Hive MLS via Trestle/CoreLogic. Last updated September 14, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.