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$599,000

124 Beach Street
Westerly, RI 02891
Listed by Geb Masterson
Bedrooms
2
Bathrooms
1.1
Living area
1,395 sqft
Year built
1925

About this home

124 Beach Street offers the kind of easy, turnkey Westerly lifestyle that works equally well as a year-round home or coastal getaway. Thoughtfully renovated and filled with natural light, this charming residence pairs classic character with smart modern updates. The main level features an inviting living room, dining area and renovated kitchen with generous island, plus a new half bath. Upstairs are two bedrooms, including a spacious primary with an impressive walk-in closet, along with a flexible bonus room ideal for a home office or occasional guests. Enjoy views toward the Pawcatuck River from the welcoming front porch and upper level, while the expansive rear deck and fully fenced backyard create a private setting for summer dinners, entertaining and pets. Recent improvements include a brand-new metal roof, new and refinished flooring, upgraded insulation, two ductless mini-splits, newer furnace and hot water heater, and high-end whole-house 'H2O Concepts' water filtration system. This home offers the benefit and ease of Town water, sewer, and natural gas. A partially finished lower level adds bonus living space, laundry and workshop area. Move-in ready, manageable and close to the best of Westerly and the Rhode Island coast. First showings on 8/19/26.

Property details

MLS #
1420243
Property type
Single Family Residence
Subdivision
N/A
Status
Active
Days on market
N/A
On market date
August 12, 2026
Stories
N/A
Garage spaces
1
Lot size
0.24 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
State Street School
0.69 mi away · Grades 0-4
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
246
Student:teacher ratio
10.7:1
District
Westerly
Middle
Westerly Middle School
2.2 mi away · Grades 5-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
740
Student:teacher ratio
11.2:1
District
Westerly
High
Westerly High School
1.46 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
726
Student:teacher ratio
9.9:1
District
Westerly

Mortgage calculator

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Est. monthly payment
$3,757/mo
$119,800 down
$479,200 loan
Principal & interest$3,108
Property tax (est.)$499
Home insurance (est.)$150

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Data source: Listing information provided by Rhode Island Association of REALTORS via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.