2 Family - 2 Units Up/Down at 28 Institute St, Fitchburg MA 01420, Fitchburg
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$479,000

28 Institute St, Fitchburg MA 01420
Fitchburg, MA 01420
Listed by Gabrielle Aguiar
Bedrooms
5
Bathrooms
2
Living area
2,152 sqft
Year built
1880

About this home

**Motivated Seller — Relocating Out of State!** Turnkey, move-in-ready, well cared for 2-family home situated on a quiet residential street in desirable West Fitchburg. Ideal for owner-occupants, investors, or anyone looking to offset their mortgage with rental income. Unit 1 is vacant with 2 bedrooms, 1 bath, and basement laundry. Unit 2 (tenant at will) offers 3 bedrooms, 1 bath, and second-floor laundry. Features include private balconies/newer porch, backyard with fire pit, central heat (could easily upgrade to central air) updated electrical and seller-owned solar panels that convey with the property—no solar lease! Ample off-street parking, driveway, detached garage, and additional parking across the street. Conveniently located near the T, Fitchburg State University, and major commuter routes. Move right in! this property is ready for its next owner!

Property details

MLS #
73565986
Property type
2 Family - 2 Units Up/Down
Subdivision
N/A
Status
Active
Days on market
49
On market date
August 20, 2026
Stories
2
Total bathrooms
2
Garage spaces
1
Parking spaces
5
Lot size
0.14 sqft
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Reingold Elementary
0.58 mi away · Grades -1-4
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
592
Student:teacher ratio
14.1:1
District
Fitchburg
Middle
Memorial Middle School
1.55 mi away · Grades 5-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
668
Student:teacher ratio
12.4:1
District
Fitchburg
High
Montachusett Regional Vocational Technical
1.35 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,413
Student:teacher ratio
12.5:1
District
Montachusett Regional Vocational Technical

Walkability

Blended score for Fitchburg's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

56
Somewhat walkable
out of 100
EPA National Walkability Index
12.3 / 20 -- Above average walkable
Google Places amenity density
48 / 100
Restaurants & cafes9
Grocery stores1
Parks1
Schools1
Transit stops7
Pharmacies0

Market position

How this listing compares to current activity in Fitchburg, from live MLS data.

On the market 49 days -- 39 fewer days than Fitchburg's current average of 88 days.
For reference, the median list price across 350 active listings in Fitchburg right now is $399,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$3,035/mo
$95,800 down
$383,200 loan
Principal & interest$2,485
Property tax (est.)$399
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.