Single Family Residence at 1646 Payne Road, Block Island
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$2,575,000

1646 Payne Road
Block Island, RI 02807
Listed by Shannon Morgan
Bedrooms
3
Bathrooms
2.5
Living area
2,934 sqft
Year built
1996

About this home

Discover the ease of island living at 1646 Payne Road, a truly turnkey Block Island retreat offering 3 bedrooms, two and a half baths, and lovely ocean views with beautiful sunrises. Thoughtfully updated and tastefully decorated, this inviting home is ready to enjoy from day one. Recent improvements include a new roof, expanded Trex decking and air-conditioning, creating a comfortable setting for relaxing and entertaining throughout the season. The first floor offers a sleek updated kitchen, living and dining areas, half bath, den and an office space. Three quarter wrap around deck with new enclosed outdoor shower. The second floor is comprised of a spacious master bedroom with an en-suite bathroom featuring a soaking tub, tiled shower and dual vanities Two additional guest bedrooms, shared bath and laundry nook. Step outside onto the new second floor deck to sit and relax and take in those lovely island views. Bonus finished third floor family room. Ideally located within close proximity to Old Harbor, the property offers the perfect balance of convenience and tranquillity. Spend your days exploring Block Island’s beautiful beaches, enjoying local restaurants, and browsing the island’s shops, all just a short ride away. Whether you are looking for a year-round residence, a summer getaway, or a special place to gather with family and friends, don’t miss this wonderful opportunity to embrace the best of Block Island living.

Highlights

Fireplace

Property details

MLS
Rhode Island Association of REALTORS
MLS #
1425826
Property type
Single Family Residence
Subdivision
Central
Status
Active
Days on market
N/A
On market date
October 13, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
N/A
Parking spaces
3
Lot size
0.61 acres
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Walkability

Blended score for Block Island's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

33
Car-dependent
out of 100
EPA National Walkability Index
8.3 / 20 -- Below average walkable
Google Places amenity density
20 / 100
Restaurants & cafes2
Grocery stores0
Parks9
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

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Est. monthly payment
$15,657/mo
$515,000 down
$2,060,000 loan
Principal & interest$13,361
Property tax (est.)$2,146
Home insurance (est.)$150

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Data source: Listing information provided by Rhode Island Association of REALTORS via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.