Single Family Residence at 21 S Oak Drive, Surf City, NC 28445
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 2 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 3 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 4 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 5 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 6 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 7 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 8 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 9 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 10 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 11 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 12 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 13 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 14 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 15 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 16 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 17 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 18 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 19 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 20 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 21 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 22 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 23 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 24 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 25 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 26 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 27 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 28 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 29 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 30 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 31 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 32 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 33 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 34 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 35 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 36 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 37 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 38 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 39 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 40 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 41 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 42 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 43 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 44 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 45 of 46
Single Family Residence at 21 S Oak Drive, Surf City, NC 28445, photo 46 of 46
46 photos

$799,999

21 S Oak Drive, Surf City, NC 28445
Surf City, NC 28445
Listed by Terrie Hardy · Wicker Properties of the Carolinas, Inc.
Bedrooms
3
Bathrooms
2.5
Living area
1,724 sqft
Year built
1996

About this home

Welcome to the serene community of Pleasant Cove where there is no HOA! This 3 bed, 2 1/2 bath on a corner lot with a top floor view of the sound is a rare find in this community. In this reverse floorplan home, the upper floor is the definition of an open concept with a large living area, large dining area, and large kitchen. The kitchen was remodeled in 2024 from top to bottom with new cabinetry, quartz counter tops and new appliances. Even the upper level half bath is large and remodeled. Storage is no issue as all bed rooms have nice sized closets with two being walk-ins. The primary bedroom bath has double sinks and the laundry closet. Beach friendly flooring with bamboo floors in living areas and ceramic tile in wet areas. Love the outdoors? Find a nice place to relax on one of the three decks. Just one road over on Sand Ct. there is a community walkway/shortcut that leads to a public beach access. Under the house are two carport areas and a 15 x 6 storage area for tools and/or those beach toys. The rear yard has trees while the front is mostly grassy with an irrigation system to keep things green. Ample parking for friends and family is found in the driveway with a pervious surface. In 2025 the owners' added a one stop (upper floor) exterior lift to help get those groceries in the home. This home is well suited as a primary residence, second home retreat or rental.

Property details

MLS
Hive MLS
MLS #
100590074
Property type
Single Family Residence
Subdivision
Pleasant Cove
Status
Active
Days on market
93
On market date
July 24, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
N/A
Parking spaces
4
Lot size
0.14 acres
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
North Topsail Elementary
3.19 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
576
Student:teacher ratio
16.5:1
District
Pender County Schools
Middle
Topsail Middle
5.53 mi away · Grades 5-8
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
785
Student:teacher ratio
20.7:1
District
Pender County Schools
High
Pender Early College High
21.77 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
218
Student:teacher ratio
27.3:1
District
Pender County Schools

Walkability

Blended score for Surf City's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

40
Somewhat walkable
out of 100
EPA National Walkability Index
8.0 / 20 -- Below average walkable

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$4,968/mo
$160,000 down
$639,999 loan
Principal & interest$4,151
Property tax (est.)$667
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by Hive MLS via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.