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$624,900

20 Richard Street
Smithfield, RI 02917
Listed by Paul Vanasse
Bedrooms
2
Bathrooms
2
Living area
1,524 sqft
Year built
1965

About this home

The Bass are jumping right out of the water at this Smithfield Waterfront Ranch that's ready for your July 4th cookout! Opportunity abounds with this 2 Bed 2 Bath Ranch with boating access to the Stillwater Reservoir/Stump Pond. Docks allowed. This house is the perfect candidate to raise a second floor for additional future Beds and Baths. Granite Kitchen. 2 Car Garage. Newer Heat and A/C. Partially finished walkout Lower Level. Minutes from Smithfield Public Schools. Needs interior paint. Easy show. Call today for info.

Highlights

Waterfront

Property details

MLS #
1414716
Property type
Single Family Residence
Subdivision
Smithfield
Status
Active
Days on market
10
On market date
June 6, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
3
Parking spaces
7
Lot size
0.26 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Pleasant View Elementary Schoo
0.73 mi away · Grades 0-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
533
Student:teacher ratio
17.8:1
District
Smithfield
Middle
Vincent J. Gallagher Middle
0.56 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
538
Student:teacher ratio
13.1:1
District
Smithfield
High
Smithfield High School
0.78 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
791
Student:teacher ratio
13.4:1
District
Smithfield

Walkability

Blended score for Smithfield's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

43
Somewhat walkable
out of 100
EPA National Walkability Index
8.2 / 20 -- Below average walkable
Google Places amenity density
45 / 100
Restaurants & cafes6
Grocery stores0
Parks3
Schools4
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Smithfield, from live MLS data.

On the market 10 days -- 36 fewer days than Smithfield's current average of 46 days.
For reference, the median list price across 145 active listings in Smithfield right now is $529,900.

Mortgage calculator

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Est. monthly payment
$3,913/mo
$124,980 down
$499,920 loan
Principal & interest$3,242
Property tax (est.)$521
Home insurance (est.)$150

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Data source: Listing information provided by Rhode Island Association of REALTORS via Trestle/CoreLogic. Last updated June 17, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.