Single Family Residence at 3435 SE 13TH ST, OCALA
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11 photos

$239,000

3435 SE 13TH ST
OCALA, FL 34471
Listed by Cassandra Gardner · KELLER WILLIAMS CORNERSTONE RE
Bedrooms
4
Bathrooms
2
Living area
1,300 sqft
Year built
1967

About this home

Virtually Staged. Welcome Home to Ocala, Florida! Spacious 4-Bedroom, 2-Bath Home with Seller-Offered 2-1 Rate Buy Down! Discover the possibilities in Ocala! This charming single-story ranch-style home offers 4 bedrooms, 2 bathrooms, approximately 1,300 square feet of heated living space, and a generous quarter-acre lot. The seller is offering a 2-1 mortgage rate buy down, providing eligible buyers a potential opportunity to enjoy reduced monthly mortgage payments during the first two years of their loan, subject to lender approval and program terms. Inside, you'll find a functional open floor plan featuring a spacious living and dining area that flows into the kitchen, creating a comfortable setting for everyday living and entertaining. The primary bedroom features an en-suite bathroom, while three additional bedrooms provide flexibility for guests, a home office, hobbies, or additional living needs. Step outside and enjoy the large, fenced backyard, offering plenty of room for outdoor gatherings, gardening, pets, or simply relaxing in the Florida sunshine. Additional features include central heating and air conditioning, public water and sewer, covered carport parking, a driveway, a storage shed, and a welcoming front porch. Conveniently located in southeast Ocala, this property offers access to local schools, shopping, dining, parks, golf courses, and everyday conveniences. Nearby schools listed for this property include Ward-Highlands Elementary School, Fort King Middle School, and Forest High School. Enjoy the many attractions of Ocala, known as the Horse Capital of the World, with its equestrian lifestyle, natural beauty, outdoor recreation, and charming downtown district. Whether you're searching for a home with extra bedrooms, outdoor space, or an opportunity to make a property your own, this home offers space, versatility, and a convenient location. With the added benefit of the seller's offered 2-1 rate buy down, now is an excellent opportunity to explore homeownership in Ocala!

Property details

MLS
Stellar MLS
MLS #
MFROM734205
Property type
Single Family Residence
Subdivision
OCALA HIGHLANDS CITRUS DRIVE ADD UNIT 2
Status
Active
Days on market
1
On market date
October 17, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.25 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
WARD-HIGHLANDS ELEMENTARY SCHOOL
0.41 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
947
Student:teacher ratio
18.2:1
District
MARION
MiddleCharter
OCALI CHARTER MIDDLE SCHOOL
0.91 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
201
Student:teacher ratio
15.5:1
District
MARION
High
HILLCREST
0.39 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
154
Student:teacher ratio
5.0:1
District
MARION

Walkability

Blended score for OCALA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

82
Highly walkable
out of 100
EPA National Walkability Index
14.7 / 20 -- Above average walkable
Google Places amenity density
95 / 100
Restaurants & cafes19
Grocery stores3
Parks6
Schools11
Transit stops20
Pharmacies5

Market position

How this listing compares to current activity in OCALA, from live MLS data.

On the market 1 days -- 98 fewer days than OCALA's current average of 99 days.
For reference, the median list price across 5,102 active listings in OCALA right now is $249,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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/mo
Est. monthly payment
$1,589/mo
$47,800 down
$191,200 loan
Principal & interest$1,240
Property tax (est.)$199
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.