Single Family Residence at 1306 TWELVE OAKS RD, ST CLOUD
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$439,990

1306 TWELVE OAKS RD
ST CLOUD, FL 34771
Listed by Stacie Brown Kelly · KELLER WILLIAMS ADVANTAGE REALTY
Bedrooms
4
Bathrooms
3
Living area
2,510 sqft
Year built
2026

About this home

Welcome to 1306 Twelve Oaks Road, Saint Cloud, FL — a new construction 2-story home built by M/I Homes, offering 2,510 square feet of thoughtfully designed living space. This 4-bedroom, 3-bathroom home combines quality craftsmanship with a functional layout ideal for everyday living and entertaining. Step inside to discover an open-concept living space that connects the main gathering areas seamlessly, creating a bright and inviting atmosphere throughout the main level. The home features: 4 spacious bedrooms across 2 levels 3 full bathrooms 2,510 square feet of well-planned living space Open-concept layout connecting kitchen, dining, and living areas A private owner's bedroom with en-suite bathroom A covered lanai perfect for outdoor relaxation 2-car garage The design of this home reflects attention to detail and quality materials throughout. From the cohesive finishes to the efficient use of space, every element has been carefully considered to deliver a comfortable and stylish living environment. The covered lanai extends the living area outdoors, providing a great space for unwinding or hosting guests. The surrounding neighborhood offers a welcoming environment with proximity to parks and recreational areas, making it easy to enjoy an active outdoor lifestyle. The well-established area provides a sense of community while maintaining a peaceful residential setting that is perfect for families and individuals alike.

Highlights

New construction

Property details

MLS
Stellar MLS
MLS #
MFRO6450403
Property type
Single Family Residence
Subdivision
CENTER LAKE ON THE PARK
Status
Active
Days on market
1
On market date
October 19, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
0.1 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

ElementaryCharter
MATER ACADEMY AT ST CLOUD
1.1 mi away · Grades 0-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
381
Student:teacher ratio
18.1:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
2.76 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
2.98 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

24
Car-dependent
out of 100
EPA National Walkability Index
5.8 / 20 -- Below average walkable
Google Places amenity density
15 / 100
Restaurants & cafes0
Grocery stores0
Parks2
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 1 days -- 108 fewer days than ST CLOUD's current average of 109 days.
For reference, the median list price across 1,947 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,800/mo
$87,998 down
$351,992 loan
Principal & interest$2,283
Property tax (est.)$367
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.