Single Family Residence at 3120 CRISPIN CIR, ST CLOUD
Single Family Residence at 3120 CRISPIN CIR, ST CLOUD, photo 2 of 55
Single Family Residence at 3120 CRISPIN CIR, ST CLOUD, photo 3 of 55
Single Family Residence at 3120 CRISPIN CIR, ST CLOUD, photo 4 of 55
Single Family Residence at 3120 CRISPIN CIR, ST CLOUD, photo 5 of 55
Single Family Residence at 3120 CRISPIN CIR, ST CLOUD, photo 6 of 55
Single Family Residence at 3120 CRISPIN CIR, ST CLOUD, photo 7 of 55
Single Family Residence at 3120 CRISPIN CIR, ST CLOUD, photo 8 of 55
Single Family Residence at 3120 CRISPIN CIR, ST CLOUD, photo 9 of 55
Single Family Residence at 3120 CRISPIN CIR, ST CLOUD, photo 10 of 55
Kitchen with oversized island - 3120 CRISPIN CIR, ST CLOUD
Open Plan View to Kitchen/ Dining Room - 3120 CRISPIN CIR, ST CLOUD
Open Plan- Dining Virtually Staged - 3120 CRISPIN CIR, ST CLOUD
Dining Area - 3120 CRISPIN CIR, ST CLOUD
Open Plan- Dining Virtually Staged - 3120 CRISPIN CIR, ST CLOUD
Dining Area - 3120 CRISPIN CIR, ST CLOUD
Open Plan- Dining Virtually Staged - 3120 CRISPIN CIR, ST CLOUD
Single Family Residence at 3120 CRISPIN CIR, ST CLOUD, photo 18 of 55
Guest half Bathroom - 3120 CRISPIN CIR, ST CLOUD
Laundry with sink and closet - 3120 CRISPIN CIR, ST CLOUD
Single Family Residence at 3120 CRISPIN CIR, ST CLOUD, photo 21 of 55
Single Family Residence at 3120 CRISPIN CIR, ST CLOUD, photo 22 of 55
Single Family Residence at 3120 CRISPIN CIR, ST CLOUD, photo 23 of 55
Master Bedroom - 3120 CRISPIN CIR, ST CLOUD
Master Bedroom - 3120 CRISPIN CIR, ST CLOUD
Master Bathroom - 3120 CRISPIN CIR, ST CLOUD
Master Bathroom - 3120 CRISPIN CIR, ST CLOUD
Screened Lanai with water view - 3120 CRISPIN CIR, ST CLOUD
Single Family Residence at 3120 CRISPIN CIR, ST CLOUD, photo 29 of 55
Loft - 3120 CRISPIN CIR, ST CLOUD
Junior Master Bedroom with private bathroom - 3120 CRISPIN CIR, ST CLOUD
Junior Master Bedroom's private bathroom - 3120 CRISPIN CIR, ST CLOUD
Office/ Bedroom 1 - 3120 CRISPIN CIR, ST CLOUD
Office-Virtually Staged - 3120 CRISPIN CIR, ST CLOUD
Bedroom2 - 3120 CRISPIN CIR, ST CLOUD
Single Family Residence at 3120 CRISPIN CIR, ST CLOUD, photo 36 of 55
Water view from the rooms upstairs - 3120 CRISPIN CIR, ST CLOUD
Single Family Residence at 3120 CRISPIN CIR, ST CLOUD, photo 38 of 55
Single Family Residence at 3120 CRISPIN CIR, ST CLOUD, photo 39 of 55
oversized lot- almost 1/4 acre - 3120 CRISPIN CIR, ST CLOUD
Community view with lake - 3120 CRISPIN CIR, ST CLOUD
Single Family Residence at 3120 CRISPIN CIR, ST CLOUD, photo 42 of 55
Single Family Residence at 3120 CRISPIN CIR, ST CLOUD, photo 43 of 55
Floor Plan - 3120 CRISPIN CIR, ST CLOUD
Harmony West Community Ammenities - 3120 CRISPIN CIR, ST CLOUD
Harmony West- Resort Style Pool - 3120 CRISPIN CIR, ST CLOUD
Single Family Residence at 3120 CRISPIN CIR, ST CLOUD, photo 47 of 55
Harmony West- Gymnasium - 3120 CRISPIN CIR, ST CLOUD
Harmony West- Kids Splash Park - 3120 CRISPIN CIR, ST CLOUD
Single Family Residence at 3120 CRISPIN CIR, ST CLOUD, photo 50 of 55
Harmony West- Kids Activity Park - 3120 CRISPIN CIR, ST CLOUD
Harmony West- Gazebo with deck to the lake - 3120 CRISPIN CIR, ST CLOUD
Osprey Cove- Playground - 3120 CRISPIN CIR, ST CLOUD
Osprey Cove- Dog Activity Park - 3120 CRISPIN CIR, ST CLOUD
Refrigerator in the garage coveys.(refrigerator in the kitchen does not convey) - 3120 CRISPIN CIR, ST CLOUD
55 photos

$498,990

3120 CRISPIN CIR
ST CLOUD, FL 34773
Listed by Darlene Cruz Mercado · NONA LEGACY POWERED BY LA ROSA
Bedrooms
4
Bathrooms
3.5
Living area
2,732 sqft
Year built
2021

About this home

Virtually Staged. STUNNING LAKE VIEWS | ADDED PRIVACY | MOVE-IN READY | UPGRADES BETTER THAN NEW CONSTRUCTION! Welcome to this beautifully upgraded 2021 home in Harmony West, St. Cloud! Situated on a spacious 0.24-acre lot (approximately 10,454 sq. ft.), this impressive two-story home offers 4 bedrooms, 3.5 bathrooms, and 2,732 sq. ft. of heated living space. Enjoy beautiful water views, NO REAR NEIGHBORS, and no home directly facing yours across the street! The inviting open-concept floor plan features wood-look tile flooring throughout the first floor, elegant plantation shutters, and abundant natural light. The spacious kitchen boasts full-height wood cabinetry, granite countertops, generous storage, and an oversized island with the perfect space for casual dining and breakfast. The first-floor primary suite offers privacy and convenience, while the versatile flex room is ideal for a home office, study, or potential fifth bedroom. Upstairs, enjoy a spacious loft and a junior primary suite with a private bathroom, perfect for guests or multigenerational living. Stylish tiled showers complement the home's elegant finishes. Relax on the screened lanai overlooking the peaceful lake and enjoy beautiful Florida sunsets. Upgraded rubber mulch landscaping enhances curb appeal while helping reduce routine landscape maintenance. Enjoy Harmony West amenities, including a resort-style pool, clubhouse, fitness center, splash park, playground, dog activity park, gazebos with deck to the lake, and outdoor gathering areas. The greater Harmony community also offers Harmony Golf Preserve, dining at GRAZE, Town Center activities, and opportunities for fishing, kayaking, canoeing, and boating at Buck Lake. WHY WAIT FOR NEW CONSTRUCTION? Enjoy a beautifully upgraded, move-in-ready home featuring two private suites, flexible living spaces, a spacious lot, added privacy, and breathtaking lake views. Schedule your private showing today!

Property details

MLS
Stellar MLS
MLS #
MFRS5159351
Property type
Single Family Residence
Subdivision
HARMONY WEST PH 1A
Status
Active
Days on market
N/A
On market date
October 14, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.24 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
HARMONY COMMUNITY SCHOOL
1.06 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
910
Student:teacher ratio
17.5:1
District
OSCEOLA
Middle
HARMONY MIDDLE SCHOOL
1.98 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
944
Student:teacher ratio
19.7:1
District
OSCEOLA
High
HARMONY HIGH SCHOOL
1.72 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,594
Student:teacher ratio
24.2:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

16
Very car-dependent
out of 100
EPA National Walkability Index
5.2 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 0 days -- 111 fewer days than ST CLOUD's current average of 111 days.
For reference, the median list price across 1,882 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,155/mo
$99,798 down
$399,192 loan
Principal & interest$2,589
Property tax (est.)$416
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 10 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.