Single Family Residence at 2786 HARMONIA HAMMOCK RD, ST CLOUD
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$2,900

2786 HARMONIA HAMMOCK RD
ST CLOUD, FL 34773
Listed by Naf Zaman · THE FIRM RE
Bedrooms
5
Bathrooms
3
Living area
2,626 sqft
Year built
2021

About this home

Now available for lease in the highly desirable Harmony West community! This beautifully maintained 5 bedroom, 3 bathroom home offers an exceptional combination of space, comfort, and modern living on a premium conservation and pond view lot with no immediate rear neighbors. A covered front porch welcomes you into a thoughtfully designed floor plan featuring a formal living room or den, an open concept living area, and a spacious kitchen complete with dark granite countertops, white cabinetry, stainless steel Whirlpool appliances, a large center island, and a walk in pantry. A first floor bedroom and full bathroom provide the perfect setup for guests, multigenerational living, or a private home office. Upstairs, you'll find a spacious primary suite with two walk in closets and an en suite bathroom featuring a large walk in shower. A generous loft offers additional living space, while three more bedrooms, a full bathroom, and a dedicated laundry room with added cabinetry complete the second floor. Enjoy peaceful conservation and pond views from the oversized backyard, offering the perfect setting to relax or entertain. As a resident of Harmony West, you'll have access to outstanding resort style amenities, including a 5,000 square foot community pool with a sun shelf and splash pad, fitness center, clubhouse, playgrounds, and scenic walking trails. Conveniently located near schools, shopping, dining, and major roadways, this home offers the perfect blend of comfort, convenience, and community living. Schedule your private showing today!

Property details

MLS #
MFRS5158987
Property type
Single Family Residence
Subdivision
VILLAGES AT HARMONY PH 1B
Status
Active
Days on market
N/A
On market date
October 7, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.31 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
HARMONY COMMUNITY SCHOOL
1.56 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
910
Student:teacher ratio
17.5:1
District
OSCEOLA
Middle
HARMONY MIDDLE SCHOOL
2.63 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
944
Student:teacher ratio
19.7:1
District
OSCEOLA
High
HARMONY HIGH SCHOOL
2.35 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,594
Student:teacher ratio
24.2:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

16
Very car-dependent
out of 100
EPA National Walkability Index
5.2 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 0 days -- 114 fewer days than ST CLOUD's current average of 114 days.
For reference, the median list price across 1,892 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$167/mo
$580 down
$2,320 loan
Principal & interest$15
Property tax (est.)$2
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.