This well-built block home features attractive stone accents, tropical landscaping, and a welcoming entrance. - 3210 SARATOGA DR, TAVARES
Quiet street in a gated community. - 3210 SARATOGA DR, TAVARES
Steps from Little Lake Harris - part of the Harris Chain of Lakes - 3210 SARATOGA DR, TAVARES
Royal Harbor offers active adult living along the banks of the beautiful Harris Chain of Lakes! - 3210 SARATOGA DR, TAVARES
Enjoy active adult living in Royal Harbor, with beautiful Little Lake Harris as your backdrop and easy access to the Harris Chain of Lakes! - 3210 SARATOGA DR, TAVARES
Sellers call this the "BIG SKY Lanai" where they view Disney Fireworks and Rocket Launches - 3210 SARATOGA DR, TAVARES
An entertainer’s dream! This expansive screened lanai offers plenty of room to relax, dine, and entertain, with a peek of Little Lake Harris in the distance! - 3210 SARATOGA DR, TAVARES
Room to build a private pool if you desire - 3210 SARATOGA DR, TAVARES
Enjoy the added privacy, peaceful open views, and extra breathing room that a backyard retention pond provides—without having rear neighbors right on top of you! - 3210 SARATOGA DR, TAVARES
A cozy enclosed front porch offers a warm welcome and the perfect spot to enjoy a little peace and quiet! - 3210 SARATOGA DR, TAVARES
A warm and welcoming entryway with a charming front door, decorative glass accents, and an inviting first impression! - 3210 SARATOGA DR, TAVARES
Beautifully updated kitchen featuring quartz countertops, a spacious breakfast bar, stainless steel appliances, and plenty of room for gathering! - 3210 SARATOGA DR, TAVARES
Stylish pendant lighting and freshly repainted solid wood cabinets give this kitchen a bright, polished look. - 3210 SARATOGA DR, TAVARES
Upgraded luxury vinyl plank flooring adds a fresh, cohesive look throughout the kitchen and main living spaces. - 3210 SARATOGA DR, TAVARES
Added in 2025, the whole-house water filtration system brings an extra touch of comfort to everyday living. - 3210 SARATOGA DR, TAVARES
A cozy breakfast nook for morning coffee, with plantation shutters adding timeless style throughout the home. - 3210 SARATOGA DR, TAVARES
Upgraded baseboards add a polished finish, while built-ins bring character and decorative flair to the space - 3210 SARATOGA DR, TAVARES
A $10K porch conversion added interior living space and created an inviting dining area for gathering with family and friends - 3210 SARATOGA DR, TAVARES
Fresh interior and exterior paint gives this home a beautifully refreshed look, inside and out - 3210 SARATOGA DR, TAVARES
Three-zone heating and cooling lets you customize temperatures in different areas of the home for greater comfort and potential energy savings - 3210 SARATOGA DR, TAVARES
A $26K upgrade added three Andersen sliding glass doors, bringing in natural light and connecting indoor and outdoor living - 3210 SARATOGA DR, TAVARES
Cohesive neutral paint and flooring create a seamless flow throughout the open-concept living spaces - 3210 SARATOGA DR, TAVARES
A tray ceiling with soft accent lighting adds depth and a relaxing glow to the primary suite - 3210 SARATOGA DR, TAVARES
An arched window adds architectural charm to the spacious primary bedroom, with room for a cozy reading corner - 3210 SARATOGA DR, TAVARES
The primary suite flows directly into an updated ensuite bath - 3210 SARATOGA DR, TAVARES
Plenty of room for clothes, shoes, and everything you need to get ready for the day - 3210 SARATOGA DR, TAVARES
The primary bathroom received $6K in upgrades, including remodeled shower - 3210 SARATOGA DR, TAVARES
Dual sinks, plenty of counter space, and a beautiful tile accent wall make getting ready a little more enjoyable - 3210 SARATOGA DR, TAVARES
A welcoming second bedroom gives visiting friends and family a comfortable place to feel at home - 3210 SARATOGA DR, TAVARES
Guest Bathroom has upgraded flooring and vanity - 3210 SARATOGA DR, TAVARES
A $1,500 upgrade refreshed the stairs and railing leading to the versatile upstairs loft/bonus room - 3210 SARATOGA DR, TAVARES
Head upstairs for a better glimpse of Little Lake Harris—a lovely bonus to this flexible loft space - 3210 SARATOGA DR, TAVARES
Beyond the two bedrooms, this bonus room offers flexible space for a home office, visiting guests, or your favorite hobbies - 3210 SARATOGA DR, TAVARES
Upgraded carpeting makes this space extra cozy, with a convenient half bath just steps away - 3210 SARATOGA DR, TAVARES
Upstairs half bath - 3210 SARATOGA DR, TAVARES
Washer and Dryer will stay with property if desired. - 3210 SARATOGA DR, TAVARES
Enjoy Royal Harbor’s spacious, screened Junior Olympic heated pool - 3210 SARATOGA DR, TAVARES
— perfect for swimming laps, relaxing poolside, or unwinding in the spa - 3210 SARATOGA DR, TAVARES
Soak up the sunshine without the pesky bugs in the screened pool and spa area - 3210 SARATOGA DR, TAVARES
Royal Harbor’s signature lighthouse offers a charming setting for parties, community events, and watching sunsets - 3210 SARATOGA DR, TAVARES
Pickleball or tennis? Enjoy a friendly match on Royal Harbor’s community courts - 3210 SARATOGA DR, TAVARES
Royal Harbor’s clubhouse is the heart of this active 55+ community, with Little Lake Harris as a beautiful backdrop - 3210 SARATOGA DR, TAVARES
Enjoy a friendly game of shuffleboard and time with neighbors at Royal Harbor - 3210 SARATOGA DR, TAVARES
Enjoy a little friendly competition on Royal Harbor’s bocce courts, with shaded seating for relaxing between games - 3210 SARATOGA DR, TAVARES
Fitness Center - 3210 SARATOGA DR, TAVARES
Overhead view of Clubhouse and ammeneties - 3210 SARATOGA DR, TAVARES
Royal Harbor’s gazebo near the lake offers a lovely spot to gather with friends or host a private event - 3210 SARATOGA DR, TAVARES
Community Fishing Dock on Little Lake Harris - 3210 SARATOGA DR, TAVARES
Enjoy FREE boat and RV storage within Royal Harbor... - 3210 SARATOGA DR, TAVARES
Head next door to Hickory Point Recreation Complex to launch your boat and explore the beautiful Harris Chain of Lakes! - 3210 SARATOGA DR, TAVARES
Make Royal Harbor your next chapter!! - 3210 SARATOGA DR, TAVARES
51 photos

$397,000

3210 SARATOGA DR
TAVARES, FL 32778
Listed by Kelly Monroe · LPT REALTY, LLC
Bedrooms
2
Bathrooms
2.5
Living area
1,986 sqft
Year built
2002

About this home

Welcome to Royal Harbor, where resort-style living meets the beauty of Florida’s Harris Chain of Lakes! Located in a gated active adult community, this beautifully updated home offers the perfect blend of comfort, style, and the Florida lifestyle you've been dreaming of! With over $162K in seller upgrades, highlights include a 16x32 lanai addition with shingle roof ($32K), whole-house Andersen window replacement, sliders, and plantation shutters ($60K investment). Additional improvements include a ROOF (2021), HVAC (2018), and TANKKESS HOT WATER HEATER (2021) - A complete list of upgrades is available upon request! Step inside and you'll immediately appreciate the welcoming, open feel, beautiful luxury vinyl plank flooring, neutral colors, plantation shutters, and thoughtful touches throughout. The kitchen is both stylish and functional, featuring quartz countertops, stainless steel appliances, solid wood cabinetry, and updated lighting. The expanded dining area creates a wonderful space for entertaining friends and family or simply enjoying everyday meals. Both bedrooms are conveniently located on the main level, including a comfortable primary suite with a tray ceiling, accent lighting, and an updated ensuite bathroom. Upstairs, you'll discover a versatile loft with its own half bath and a peek at Little Lake Harris! Whether you envision a home office, creative retreat, hobby room, or extra space for visiting family, the possibilities are yours. One of the home's most inviting features is the spacious covered and screened lanai, affectionately named the "Big Sky Lanai" by the sellers. It's the perfect place to relax, entertain, and enjoy spectacular views of Disney fireworks and even rocket launches lighting up the Florida sky! And there's plenty to appreciate behind the scenes, too - A whole-house water filtration system, and three-zone heating and cooling add comfort, efficiency, and peace of mind. But the lifestyle doesn't stop at your front door! Royal Harbor offers an impressive collection of amenities, including a waterfront clubhouse, fitness center, library, heated pool and spa, pickle ball and bocce courts, scenic walking paths, a community fishing pier, and FREE RV and boat storage. With Little Lake Harris as a beautiful backdrop and nearby Hickory Point providing public boat-launch access to the Harris Chain of Lakes, boating, fishing, and waterfront adventures are always within reach. Beautifully updated, thoughtfully designed, and surrounded by opportunities to enjoy the best of Central Florida living, this is more than a home. It's a lifestyle you'll love coming home to! This home can be purchased with NO MONEY DOWN or NO INCOME VERIFICATION

Property details

MLS #
MFRG5118573
Property type
Single Family Residence
Subdivision
TAVARES ROYAL HARBOR PH 02 LT 179
Status
Active
Days on market
N/A
On market date
October 9, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.17 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
ASTATULA ELEMENTARY SCHOOL
3.27 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
645
Student:teacher ratio
15.0:1
District
LAKE
Middle
TAVARES MIDDLE SCHOOL
2.14 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,028
Student:teacher ratio
16.3:1
District
LAKE
High
LAKE COUNTY ACER PROGRAM
4.25 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
Not yet rated
Local Score not yet available for this school
Enrollment
7
District
LAKE

Walkability

Blended score for TAVARES's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

15
Very car-dependent
out of 100
EPA National Walkability Index
5.0 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,541/mo
$79,400 down
$317,600 loan
Principal & interest$2,060
Property tax (est.)$331
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 21 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.