Front - 104 13TH ST SE, WINTER HAVEN
View of Lake Elbert - 104 13TH ST SE, WINTER HAVEN
Back - 104 13TH ST SE, WINTER HAVEN
Living Room hardwood floors - 104 13TH ST SE, WINTER HAVEN
View from front door - 104 13TH ST SE, WINTER HAVEN
Living room - 104 13TH ST SE, WINTER HAVEN
Dining area - 104 13TH ST SE, WINTER HAVEN
Kitchen and stairs to garage and laundry - 104 13TH ST SE, WINTER HAVEN
kitchen, steps up to Bonus room and bathroom - 104 13TH ST SE, WINTER HAVEN
Kitchen - 104 13TH ST SE, WINTER HAVEN
Kitchen - 104 13TH ST SE, WINTER HAVEN
Bonus room - 104 13TH ST SE, WINTER HAVEN
Bathroom 2 off bonus room - 104 13TH ST SE, WINTER HAVEN
Primary Bedroom - 104 13TH ST SE, WINTER HAVEN
Primary Bedroom walk in closet - 104 13TH ST SE, WINTER HAVEN
Lake view from walk in closet - 104 13TH ST SE, WINTER HAVEN
Primary Bathroom - 104 13TH ST SE, WINTER HAVEN
2nd Bedroom - 104 13TH ST SE, WINTER HAVEN
2nd Bedroom - 104 13TH ST SE, WINTER HAVEN
Pool - 104 13TH ST SE, WINTER HAVEN
Enclosed back patio - 104 13TH ST SE, WINTER HAVEN
21 photos

$200,000

104 13TH ST SE
WINTER HAVEN, FL 33880
Listed by Chuck Ferdinandsen · CHARLES RUTENBERG REALTY ORLANDO
Bedrooms
2
Bathrooms
2
Living area
1,776 sqft
Year built
1947

About this home

Investor's dream or handyman special with plenty of potential! This 2-bedroom, 2-bath home offers 1,776 square feet of living space, including a bonus room with a bathroom. Enjoy a spacious 15-by-24 foot screened back porch, and an above-ground pool, and a view of Lake Elbert from the front driveway. With a little TLC, this property is ready to make your own or unlock its investment potential in desirable area of Winter Haven.

Highlights

Private poolFireplace

Property details

MLS #
MFRO6445221
Property type
Single Family Residence
Subdivision
ELBERT HILLS
Status
Active
Days on market
N/A
On market date
October 6, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.19 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
ELBERT ELEMENTARY SCHOOL
0.37 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
768
Student:teacher ratio
17.5:1
District
POLK
Middle
DENISON MIDDLE SCHOOL
0.77 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
758
Student:teacher ratio
19.0:1
District
POLK
HighCharter
CHAIN OF LAKES COLLEGIATE HIGH
0.73 mi away · Grades 11-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
320
Student:teacher ratio
40.0:1
District
POLK

Walkability

Blended score for WINTER HAVEN's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

70
Walkable
out of 100
EPA National Walkability Index
9.8 / 20 -- Below average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores5
Parks3
Schools16
Transit stops20
Pharmacies5

Market position

How this listing compares to current activity in WINTER HAVEN, from live MLS data.

On the market 0 days -- 94 fewer days than WINTER HAVEN's current average of 94 days.
For reference, the median list price across 1,278 active listings in WINTER HAVEN right now is $247,200.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$1,354/mo
$40,000 down
$160,000 loan
Principal & interest$1,038
Property tax (est.)$167
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.