Front Picture - 4965 LOYALTY DR, ST CLOUD
Front picture - 4965 LOYALTY DR, ST CLOUD
First floor - 4965 LOYALTY DR, ST CLOUD
Second floor - 4965 LOYALTY DR, ST CLOUD
Design Package - 4965 LOYALTY DR, ST CLOUD
Kitchen appliances - 4965 LOYALTY DR, ST CLOUD
6 photos

$324,000

4965 LOYALTY DR
ST CLOUD, FL 34772
Listed by Sobeida Dominguez · HOME21 REALTY INC
Bedrooms
3
Bathrooms
2.5
Living area
1,687 sqft
Year built
2026

About this home

Under Construction. New townhome St. Andrews planby RockWell Homes lot # 54 in St. Cloud, Florida where modern design meets everyday functionality in a beautifully crafted home. This thoughtfully designed residence features 3 bedrooms, 2.5 bathrooms, and a 2-car garage, offering the perfect combination of comfort, style, and convenience. Step into a bright and spacious open concept kitchen, living, and dining area, ideal for both entertaining and daily living. The chef-inspired kitchen includes 42-inch cabinets, solid surface countertops, and stainless-steel appliances, including a dishwasher, range, refrigerator, and microwave. Stylish details such as a ceramic tile backsplash, undermount sink, Delta faucet, and a walk-in pantry provide both elegance and practicality. Upgraded flooring throughout the main living areas enhances the home’s modern appeal, while a convenient powder bathroom is located on the first floor. In addition, this new home includes 2-inch window blinds. Upstairs, the primary bedroom with in-suite primary bathroom offers a private retreat. The spa-like bathroom features a ceramic tile shower with glass enclosure, tile flooring, dual sinks with solid surface countertops, Delta faucets, and a private water closet for added comfort. Two additional bedrooms with closets provide ample space for family, guests, or a home office. A dedicated utility area with tile flooring, washer, dryer and an additional storage closet adds everyday convenience and organization. The exterior of the St. Andrews townhome is designed for lasting curb appeal, featuring a professionally designed landscaping package, Sherwin Williams paint, a garage door opener, and a full sprinkler system for easy maintenance. If you’re looking for a new townhome in St. Cloud, Florida with 3 bedrooms, 2.5 bathrooms, open concept living, and designer finishes, the St. Andrews plan delivers exceptional value and a lifestyle you’ll love coming home to.

Highlights

New construction

Property details

MLS #
MFRS5157947
Property type
Townhouse
Subdivision
WHALEY GROVE
Status
Active
Days on market
1
On market date
September 19, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.06 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

ElementaryCharter
BRIDGEPREP ACADEMY OF ST.CLOUD
1.3 mi away · Grades 0-8
Nearest school -- attendance-zone data not available here
Not yet rated
Local Score not yet available for this school
Enrollment
263
District
OSCEOLA
Middle
NEPTUNE MIDDLE SCHOOL
2.83 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,005
Student:teacher ratio
16.8:1
District
OSCEOLA
High
OSCEOLA TECHNICAL COLLEGE ST CLOUD CAMPUS
2.42 mi away · Grades 11-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
0
Student:teacher ratio
0.0:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

15
Very car-dependent
out of 100
EPA National Walkability Index
4.3 / 20 -- Least walkable
Google Places amenity density
5 / 100
Restaurants & cafes0
Grocery stores0
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 1 days -- 109 fewer days than ST CLOUD's current average of 110 days.
For reference, the median list price across 1,878 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,101/mo
$64,800 down
$259,200 loan
Principal & interest$1,681
Property tax (est.)$270
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 15 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.