Townhouse at 4324 SPINNAKER COVE LN, TAMPA
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 2 of 73
Huge 40'x 14' boat slip - 4324 SPINNAKER COVE LN, TAMPA
Dock has water and electricity - 4324 SPINNAKER COVE LN, TAMPA
Sunset in paradise - 4324 SPINNAKER COVE LN, TAMPA
Lush grassy area outside your back door is ideal for pets or friends to gather. - 4324 SPINNAKER COVE LN, TAMPA
Views from your porch and patio - 4324 SPINNAKER COVE LN, TAMPA
Virtually Staged dining area and morning den - 4324 SPINNAKER COVE LN, TAMPA
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 9 of 73
View from morning den - 4324 SPINNAKER COVE LN, TAMPA
Kitchen/dining room porch - 4324 SPINNAKER COVE LN, TAMPA
Sunsets from your kitchen/dining room porch - 4324 SPINNAKER COVE LN, TAMPA
Brand new kitchen appliances! - 4324 SPINNAKER COVE LN, TAMPA
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 14 of 73
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Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 16 of 73
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 17 of 73
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 18 of 73
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 19 of 73
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 20 of 73
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 21 of 73
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 22 of 73
Stairway to bedroom level and a powder room outside the living room - 4324 SPINNAKER COVE LN, TAMPA
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 24 of 73
Virtually Staged rec room/family room - 4324 SPINNAKER COVE LN, TAMPA
Rec room/family room and party kitchen - 4324 SPINNAKER COVE LN, TAMPA
Wet bar and "party kitchen" - 4324 SPINNAKER COVE LN, TAMPA
Virtually staged rec room patio - 4324 SPINNAKER COVE LN, TAMPA
Rec room patio - 4324 SPINNAKER COVE LN, TAMPA
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 30 of 73
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 31 of 73
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 32 of 73
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 33 of 73
Full bath adjoining rec room/family roon - 4324 SPINNAKER COVE LN, TAMPA
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 35 of 73
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 36 of 73
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 37 of 73
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 38 of 73
Foyer and stairs up to living room - 4324 SPINNAKER COVE LN, TAMPA
Virtually Staged living room - 4324 SPINNAKER COVE LN, TAMPA
Living room - 4324 SPINNAKER COVE LN, TAMPA
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 42 of 73
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 43 of 73
View from master bedroom - 4324 SPINNAKER COVE LN, TAMPA
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 45 of 73
Virtually Staged master bedroom - 4324 SPINNAKER COVE LN, TAMPA
Master bedroom - 4324 SPINNAKER COVE LN, TAMPA
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 48 of 73
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 49 of 73
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 50 of 73
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 51 of 73
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 52 of 73
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 53 of 73
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 54 of 73
Master bedroom walk-in closet - 4324 SPINNAKER COVE LN, TAMPA
View from master windows - 4324 SPINNAKER COVE LN, TAMPA
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 57 of 73
Bedroom level loft with laundry behind center doors - 4324 SPINNAKER COVE LN, TAMPA
Loft area at left is ideal for home office - 4324 SPINNAKER COVE LN, TAMPA
Bedroom #2 - 4324 SPINNAKER COVE LN, TAMPA
Virtually Staged Bedroom #2 - 4324 SPINNAKER COVE LN, TAMPA
Bedroom #2 walk-in closet - 4324 SPINNAKER COVE LN, TAMPA
Bedroom level guest bath - 4324 SPINNAKER COVE LN, TAMPA
Bedroom #3 - 4324 SPINNAKER COVE LN, TAMPA
Bedroom #3 - 4324 SPINNAKER COVE LN, TAMPA
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 66 of 73
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 67 of 73
Community pool just steps away - 4324 SPINNAKER COVE LN, TAMPA
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 69 of 73
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 70 of 73
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 71 of 73
Walkway to your boat slip - 4324 SPINNAKER COVE LN, TAMPA
Townhouse at 4324 SPINNAKER COVE LN, TAMPA, photo 73 of 73
73 photos

$534,200

4324 SPINNAKER COVE LN
TAMPA, FL 33615
Listed by COLDWELL BANKER REALTY
Bedrooms
3
Bathrooms
3.5
Living area
2,540 sqft
Year built
2005

About this home

Virtually Staged. This waterfront townhouse, with its own deeded boat slip, offers the seaside, maintenance-free lifestyle you have been looking for, so your weekends can be spent on the boat! Act quickly, as this property (built in 2005) offers a lower price-point (lowest price in Spinnaker Cove) than a single-family house on the water, and it’s within an exclusive, gated community. Lock-it-and-leave when you travel (airport is 10 minutes away) and enjoy your large, private boat slip a half-block walk from your front door when you are back in paradise. (Seller had a 42’ Sea Ray, so water depth is ample) Cruise down to St. Pete, the Gulf or over to a waterfront restaurant for a well-deserved break. The space in the home is amazing, with high ceilings, bedrooms away from entertaining areas, and two incredible living areas (one on each of two levels). Enjoy tropical orange sunsets over the bay from your kitchen, morning den, family room and master. Plus, relish the oversized master bedroom, bath and walk-in closet. Luxury elements such as a huge wet bar in your recreational family room, charming nooks in the kitchen, a convenient laundry on the bedroom level and built-in garage storage will impress you. The first level is perfect for everyday relaxation or parties. The first floor rec room/family room overlooks a sunny patio, a large grassy area and the waterfront. Plus, it features a full bath and a wet bar/party kitchen. This layout is well thought out and high and dry! Even in the hurricanes of 2024, only a few inches of water entered in the garage, leaving all three levels of living areas untouched. From your back porches and patios, you will cherish water views and a large grassy area for pets or friends to gather. Don’t like carpet? Want new flooring? No worries. The seller is offering a $10,000 credit at closing toward your closing costs so you can spend your money on the flooring you love. Flood insurance is only $1700/year and the HOA covers all exterior maintenance, including the roof and seawalls.

Highlights

Waterfront

Property details

MLS #
MFRTB8549934
Property type
Townhouse
Subdivision
SPINNAKER COVE TWNHMS
Status
Active
Days on market
2
On market date
September 18, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.04 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
BAY CREST ELEMENTARY SCHOOL
0.86 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
553
Student:teacher ratio
16.3:1
District
HILLSBOROUGH
Middle
WEBB MIDDLE SCHOOL
1.85 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
763
Student:teacher ratio
18.2:1
District
HILLSBOROUGH
High
ALONSO HIGH SCHOOL
3.1 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,600
Student:teacher ratio
21.7:1
District
HILLSBOROUGH

Walkability

Blended score for TAMPA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

62
Walkable
out of 100
EPA National Walkability Index
7.8 / 20 -- Below average walkable
Google Places amenity density
95 / 100
Restaurants & cafes20
Grocery stores8
Parks2
Schools17
Transit stops11
Pharmacies9

Market position

How this listing compares to current activity in TAMPA, from live MLS data.

On the market 2 days -- 81 fewer days than TAMPA's current average of 83 days.
For reference, the median list price across 6,057 active listings in TAMPA right now is $345,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,367/mo
$106,840 down
$427,360 loan
Principal & interest$2,772
Property tax (est.)$445
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 19 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.