Townhouse at 4969 LOYALTY DR, ST CLOUD
Townhouse at 4969 LOYALTY DR, ST CLOUD, photo 2 of 5
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Townhouse at 4969 LOYALTY DR, ST CLOUD, photo 4 of 5
Townhouse at 4969 LOYALTY DR, ST CLOUD, photo 5 of 5
5 photos

$361,000

4969 LOYALTY DR
ST CLOUD, FL 34772
Listed by Sobeida Dominguez · HOME21 REALTY INC
Bedrooms
4
Bathrooms
2.5
Living area
2,038 sqft
Year built
2026

About this home

Under Construction. New townhome plan by RockWell Homes lot #52 in St. Cloud, Florida with 4 bedrooms, 2.5 bathrooms, and a 2-car garage, this thoughtfully designed townhome delivers flexible living space, modern finishes, and exceptional value. The heart of the home features an open concept kitchen, living, and dining area, perfect for entertaining and everyday comfort. The kitchen is beautifully appointed with 42-inch cabinets, solid surface countertops, and stainless-steel appliances including a dishwasher, range, refrigerator, and microwave. Enjoy added style and functionality with a ceramic tile backsplash, undermount sink, Delta faucet, and a spacious walk-in pantry. Upgraded flooring enhances the main living areas, while a convenient powder bathroom is located on the first floor for guests. Upstairs, the primary bedroom with en suite primary bathroom offers a relaxing retreat. The bathroom is complete with a ceramic tile shower with glass enclosure, ceramic tile flooring, dual sinks with solid surface countertops, Delta faucets, and a private water closet for added privacy. Additional bedrooms provide flexibility for guests, a home office, or growing households, each featuring ample closet space. A utility area with ceramic tile flooring and an additional storage closet add everyday convenience. Utility area complete with tile flooring, washing machine and clothes dryer. In addition, this new townhome comes with 2-inch window blinds. On the exterior, the Charlotte townhome showcases impressive curb appeal with a professionally designed landscaping package, large covered front porch, Sherwin Williams paint, a garage door opener, and a full sprinkler system for easy maintenance. If you're searching for a new construction townhome in St. Cloud, Florida with 4 bedrooms, modern finishes, and open concept living, the Charlotte plan offers the perfect combination of space, style, and functionality for your lifestyle. Read less

Highlights

New construction

Property details

MLS #
MFRS5157764
Property type
Townhouse
Subdivision
WHALEY GROVE
Status
Active
Days on market
3
On market date
September 17, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.06 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

ElementaryCharter
BRIDGEPREP ACADEMY OF ST.CLOUD
1.3 mi away · Grades 0-8
Nearest school -- attendance-zone data not available here
Not yet rated
Local Score not yet available for this school
Enrollment
263
District
OSCEOLA
Middle
NEPTUNE MIDDLE SCHOOL
2.83 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,005
Student:teacher ratio
16.8:1
District
OSCEOLA
High
OSCEOLA TECHNICAL COLLEGE ST CLOUD CAMPUS
2.41 mi away · Grades 11-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
0
Student:teacher ratio
0.0:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

15
Very car-dependent
out of 100
EPA National Walkability Index
4.3 / 20 -- Least walkable
Google Places amenity density
5 / 100
Restaurants & cafes0
Grocery stores0
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 3 days -- 107 fewer days than ST CLOUD's current average of 110 days.
For reference, the median list price across 1,878 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,324/mo
$72,200 down
$288,800 loan
Principal & interest$1,873
Property tax (est.)$301
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 14 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.