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Single Family Residence at 900 LAKE MARTHA DR NE, WINTER HAVEN
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$460,000

900 LAKE MARTHA DR NE
WINTER HAVEN, FL 33881
Listed by Sam Daniels · KELLER WILLIAMS REALTY SMART 1
Bedrooms
4
Bathrooms
4
Living area
3,408 sqft
Year built
1947

About this home

Welcome to 900 Lake Martha Drive NE, a truly unique lakefront property offering exceptional space, flexibility, and endless possibilities! The property extends across the street to Lake Martha, providing direct lake frontage and wonderful opportunities to enjoy the waterfront. Information provided by the City, the lakefront portion may be divided from the main homesite, creating even more possibilities for the property. The main portion of the home features three bedrooms and two bathrooms, spacious living and dining areas, and a large bonus room currently used as a pool and game room. This flexible space could also serve as a family room, home office, gym, or additional entertainment area. Located on the opposite side of the home, the private in-law suite offers separation from the main living area, its own entrance, and a full bathroom. Above the two-car garage is an expansive room with a full bathroom and space for a kitchenette. This versatile area could become a movie room, game room, additional primary suite, guest quarters, or a second in-law suite. The garage also includes an additional shower—perfect for rinsing off after boating, fishing, yardwork, or a day by the lake. Enjoy Florida living from the screened front and rear porches. The fenced side yard is already improved with crushed gravel, providing convenient parking for a boat, RV, trailer, or other recreational vehicles. With direct lake frontage, multiple living areas, flexible bonus spaces, and the potential to separate the waterfront portion, this property offers outstanding possibilities for multigenerational living, extended-family accommodations, guest quarters, or potential short- or long-term rental use. Bring your ideas and discover everything this one-of-a-kind Lake Martha property has to offer!

Highlights

WaterfrontFireplace

Property details

MLS #
MFRL4965109
Property type
Single Family Residence
Subdivision
HUTCHINSON ADD
Status
Active
Days on market
1
On market date
September 21, 2026
Stories
N/A
Total bathrooms
4
Garage spaces
2
Parking spaces
N/A
Lot size
0.59 acres

Location

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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
FRANK E. BRIGHAM ACADEMY
0.76 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
538
Student:teacher ratio
16.3:1
District
POLK
Middle
DENISON MIDDLE SCHOOL
0.7 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
758
Student:teacher ratio
19.0:1
District
POLK
HighCharter
CHAIN OF LAKES COLLEGIATE HIGH
0.23 mi away · Grades 11-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
320
Student:teacher ratio
40.0:1
District
POLK

Walkability

Blended score for WINTER HAVEN's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

53
Somewhat walkable
out of 100
EPA National Walkability Index
7.0 / 20 -- Below average walkable
Nearby-amenity density
80 / 100
Restaurants & cafes10
Grocery stores1
Parks7
Schools7
Transit stops20
Pharmacies2

Market position

How this listing compares to current activity in WINTER HAVEN, from live MLS data.

On the market 1 days -- 92 fewer days than WINTER HAVEN's current average of 93 days.
For reference, the median list price across 1,224 active listings in WINTER HAVEN right now is $248,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,920/mo
$92,000 down
$368,000 loan
Principal & interest$2,387
Property tax (est.)$383
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.