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83 photos

$3,540,000

609 CALHOUN AVE
DESTIN, FL 32541
Bedrooms
6
Bathrooms
5.5
Living area
4,859 sqft
Year built
1988

About this home

Listed 200K+ under appraised value! Welcome to one of Destin's most unique waterfront estates. Situated on nearly an acre with approximately 88 feet of frontage on Choctawhatchee Bay, this fully renovated 6-bedroom, 5-bath estate offers luxury, privacy, and breathtaking waterfront views. Tucked behind a private gated entrance and surrounded by mature trees, the property feels like a secluded retreat while remaining just minutes from Destin's beaches, dining, shopping, and entertainment. Offering 4,859 square feet of living space, the home features a waterfront primary suite with a private balcony overlooking the bay, five additional bedrooms, and spacious indoor and outdoor living areas designed for entertaining. Outside, enjoy an expansive two-level deck, private dock, and approximately 88 feet of bay frontage. Spend your days boating to Crab Island, waterfront dining along Destin Harbor, fishing from your dock, or simply relaxing as the sun sets over the bay. A detached three-car garage provides ample room for vehicles, golf carts, and water toys, while the nearly one-acre homesite offers a rare sense of privacy. With no HOA, this exceptional bayfront property delivers the space, freedom, and waterfront lifestyle that make living on the Emerald Coast so special.

Highlights

WaterfrontFireplace

Property details

MLS #
MFRO6441711
Property type
Single Family Residence
Subdivision
DESTIN MORENO POINT
Status
Active
Days on market
23
On market date
September 14, 2026
Stories
N/A
Total bathrooms
5.5
Garage spaces
3
Parking spaces
N/A
Lot size
0.86 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
DESTIN ELEMENTARY SCHOOL
0.81 mi away · Grades -1-4
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
940
Student:teacher ratio
15.9:1
District
OKALOOSA
Middle
DESTIN MIDDLE SCHOOL
4.42 mi away · Grades 5-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
811
Student:teacher ratio
21.9:1
District
OKALOOSA
HighCharter
DESTIN HIGH SCHOOL
3.51 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
Not yet rated
Local Score not yet available for this school
Enrollment
283
District
OKALOOSA

Walkability

Blended score for DESTIN's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

43
Somewhat walkable
out of 100
EPA National Walkability Index
8.5 / 20 -- Below average walkable

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$21,468/mo
$708,000 down
$2,832,000 loan
Principal & interest$18,368
Property tax (est.)$2,950
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.