Single Family Residence at 12411 COLE AVE, PORT CHARLOTTE
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$3,500

12411 COLE AVE
PORT CHARLOTTE, FL 33981
Listed by Shaun Cumston · STERLING REALTY
Bedrooms
3
Bathrooms
2
Living area
2,527 sqft
Year built
1985

About this home

Waterfront living in Port Charlotte’s Gulf Cove offers a relaxed Southwest Florida setting with the convenience of being just a short boat ride to Boca Grande. This 3-bedroom, 2-bath home is available as a yearly rental at $3,500 per month and provides an unfurnished canvas for residents looking to settle in and make it their own. Set along the water, the property delivers the laid-back coastal lifestyle so many renters seek, with the added appeal of a pool for enjoying sunny Florida days. The home’s generous layout accommodates up to 6 occupants, making it a comfortable option for everyday living, visiting family, or those who simply want a little extra space to spread out. The house also comes with a WHOLE HOUSE GENERATOR for that extra security during power outages and ELECTRIC is INCLUDED with the rent (up to $150/month). Inside, the unfurnished interior allows for flexible design and personalized comfort, while the practical 3-bedroom, 2-bath configuration supports a variety of living arrangements. The waterfront setting creates a calm backdrop for daily life, and guests often appreciate homes in this area for their easygoing atmosphere and access to the water. Outdoors, the property’s location is a standout feature, especially for boating enthusiasts who will love being close to open-water adventures and the scenic route to Boca Grande. Please note that shed and boatlift access are not included, but there is a community boat ramp (The dock and lifts are being replaced, no timeline yet as to when they will be completed). Located in Port Charlotte, residents are within reach of nearby beaches, boating, fishing, and the natural beauty that makes this area a favorite for long-term living. With its waterfront position, pool, and desirable Gulf Cove location, this home offers a wonderful opportunity to enjoy the Florida lifestyle in a peaceful coastal community. If you’ve been looking for a yearly rental with water access, room to settle in, and a prime spot close to Boca Grande, this Port Charlotte property is ready to welcome you home.

Highlights

WaterfrontPrivate pool

Property details

MLS #
MFRA4705651
Property type
Single Family Residence
Subdivision
PORT CHARLOTTE SEC 060
Status
Active
Days on market
N/A
On market date
September 9, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.25 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
MYAKKA RIVER ELEMENTARY SCHOOL
3.03 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
588
Student:teacher ratio
19.0:1
District
CHARLOTTE
Middle
MURDOCK MIDDLE SCHOOL
5.12 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
651
Student:teacher ratio
18.6:1
District
CHARLOTTE
High
PORT CHARLOTTE HIGH SCHOOL
5.84 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,559
Student:teacher ratio
20.8:1
District
CHARLOTTE

Walkability

Blended score for PORT CHARLOTTE's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

18
Very car-dependent
out of 100
EPA National Walkability Index
6.0 / 20 -- Below average walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PORT CHARLOTTE, from live MLS data.

On the market 0 days -- 206 fewer days than PORT CHARLOTTE's current average of 206 days.
For reference, the median list price across 4,951 active listings in PORT CHARLOTTE right now is $38,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$171/mo
$700 down
$2,800 loan
Principal & interest$18
Property tax (est.)$3
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 30 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.