virtual staged - 438 TROY LOOP, THE VILLAGES
virtual staged, no jacuzzi - 438 TROY LOOP, THE VILLAGES
Virtual staged - 438 TROY LOOP, THE VILLAGES
virtual staged - 438 TROY LOOP, THE VILLAGES
Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 5 of 73
Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 6 of 73
Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 7 of 73
Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 8 of 73
front patio, virtual staged - 438 TROY LOOP, THE VILLAGES
front patio, virtual staged - 438 TROY LOOP, THE VILLAGES
Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 11 of 73
virtual staged - 438 TROY LOOP, THE VILLAGES
table on kitchen, virtual staged - 438 TROY LOOP, THE VILLAGES
virtual staged - 438 TROY LOOP, THE VILLAGES
dining on kitchen - 438 TROY LOOP, THE VILLAGES
Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 16 of 73
Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 17 of 73
Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 18 of 73
virtual staged - 438 TROY LOOP, THE VILLAGES
Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 20 of 73
virtual staged - 438 TROY LOOP, THE VILLAGES
Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 22 of 73
virtual staged - 438 TROY LOOP, THE VILLAGES
virtual staged - 438 TROY LOOP, THE VILLAGES
Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 25 of 73
Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 26 of 73
virtual stagged living room - 438 TROY LOOP, THE VILLAGES
virtual staged - 438 TROY LOOP, THE VILLAGES
virtual staged - 438 TROY LOOP, THE VILLAGES
virtual staged - 438 TROY LOOP, THE VILLAGES
present decoration - 438 TROY LOOP, THE VILLAGES
Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 32 of 73
master virtual staged - 438 TROY LOOP, THE VILLAGES
Master - 438 TROY LOOP, THE VILLAGES
Master - 438 TROY LOOP, THE VILLAGES
master - 438 TROY LOOP, THE VILLAGES
virtual staged main bathroom - 438 TROY LOOP, THE VILLAGES
Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 38 of 73
virtual staged - 438 TROY LOOP, THE VILLAGES
murphy bed - 438 TROY LOOP, THE VILLAGES
room #3 - 438 TROY LOOP, THE VILLAGES
virtual stagged room - 438 TROY LOOP, THE VILLAGES
Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 43 of 73
virtual stagged laundry room - 438 TROY LOOP, THE VILLAGES
master virtual staged - 438 TROY LOOP, THE VILLAGES
virtual staged - 438 TROY LOOP, THE VILLAGES
virtual staged - 438 TROY LOOP, THE VILLAGES
room #2 - 438 TROY LOOP, THE VILLAGES
virtual stagged - 438 TROY LOOP, THE VILLAGES
virtual stagged lanai - 438 TROY LOOP, THE VILLAGES
Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 51 of 73
lanai virtual staged - 438 TROY LOOP, THE VILLAGES
Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 53 of 73
Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 54 of 73
Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 55 of 73
Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 56 of 73
Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 57 of 73
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Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 67 of 73
Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 68 of 73
virtual stagged - 438 TROY LOOP, THE VILLAGES
Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 70 of 73
Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 71 of 73
virtual staged - 438 TROY LOOP, THE VILLAGES
Single Family Residence at 438 TROY LOOP, THE VILLAGES, photo 73 of 73
73 photos

$494,900

438 TROY LOOP
THE VILLAGES, FL 32162
Listed by Lili Whittington · SOUNDINGS, LLC
Bedrooms
3
Bathrooms
2
Living area
1,918 sqft
Year built
2006

About this home

Virtually Staged. "LIVE THE VILLAGES LIFESTYLE FROM THE HEART OF MALLORY SQUARE! Welcome to 438 Troy Loop, the popular Gardenia model with approximately 1,918 square feet of comfortable living space, 3 bedrooms and 2 baths. Start your mornings on the welcoming front patio with coffee in hand, then spend your evenings on the spacious screened lanai that flows right into an attached birdcage, your own private slice of Florida with room for dining, entertaining, and watching the sunsets. A rare bonus: the third bedroom features a convenient Murphy bed, so this home works double duty as guest suite by night and office, craft room, or home gym by day. Practical updates mean you can move in and relax: a roof about 5 years young and an HVAC about 9 years old, with a remaining bond balance of just $5,288. Live minutes from Mallory Hill Country Club, within easy reach of Canal Street Recreation Center on Odell Circle, and an easy golf-cart trip to the dining, shopping, and daily festivities of Lake Sumter Landing and Brownwood Paddock Square. The featured location, the favorite model, the Florida style you've been waiting for. Come see why this one won't last!"

Property details

MLS #
MFRG5117577
Property type
Single Family Residence
Subdivision
THE VILLAGES
Status
Active
Days on market
21
On market date
September 9, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.17 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
THE VILLAGES ELEMENTARY OF LADY LAKE SCHOOL
2.83 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
745
Student:teacher ratio
13.5:1
District
LAKE
Middle
CARVER MIDDLE SCHOOL
6.08 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
792
Student:teacher ratio
19.3:1
District
LAKE
High
WILDWOOD MIDDLE/ HIGH SCHOOL
5.12 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
842
Student:teacher ratio
17.5:1
District
SUMTER

Walkability

Blended score for THE VILLAGES's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

36
Car-dependent
out of 100
EPA National Walkability Index
9.2 / 20 -- Below average walkable
Google Places amenity density
20 / 100
Restaurants & cafes2
Grocery stores0
Parks3
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in THE VILLAGES, from live MLS data.

On the market 21 days -- 48 fewer days than THE VILLAGES's current average of 69 days.
For reference, the median list price across 638 active listings in THE VILLAGES right now is $388,938.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,130/mo
$98,980 down
$395,920 loan
Principal & interest$2,568
Property tax (est.)$412
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 5 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.