Condominium at 102 YACHT HARBOR DR #478, PALM COAST
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$399,000

102 YACHT HARBOR DR #478
PALM COAST, FL 32137
Listed by Andrew Kalcounos · COASTAL GATEWAY REAL ESTATE GR
Bedrooms
2
Bathrooms
2
Living area
1,351 sqft
Year built
2006

About this home

Rental-Ready Waterfront Condo in Palm Coast's Gated Marina Community! Fourth-floor water views and fully furnished - Unit 478 at Yacht Harbor Village puts you directly on the Intracoastal Waterway inside a gated luxurious community, with the Atlantic just beyond. The private covered balcony is the centerpiece — wide water views past the palms, boats cruising by and open sky to the west for stunning sunsets. Sliding doors bring that view into both the living room and the dining area, so the water is part of the room rather than something you step outside for. Inside, 1,351 square feet lives larger than the number suggests. Tray ceilings with crown molding, tile through the main living areas and a smart split layout place the two bedroom suites on opposite sides of the home — ideal for guests, for a work-from-anywhere setup or for rental guests who want their own space. The kitchen comes equipped and ready to cook in, finished in granite with a raised breakfast bar open to the living room, built-in oven and separate cooktop, plus a pantry and full-size side-by-side refrigerator tucked into their own alcove. The living room includes a granite beverage center with sink and cabinetry. The dining table seats six beneath a chandelier. The primary suite offers a soaking tub, separate glass shower, dual vanities and bay windows framing the greenery; the second suite has its own full bath. A dedicated laundry room with full-size washer and dryer sits just off the entry. The residence has an established history in the on-site rental program and continuing with it is simply an option the new owner can take up if they'd like. Yacht Harbor Village delivers the marina lifestyle at ICW Mile Marker 803, with slips from 30 feet to over 100, a waterfront pool and spa overlooking the Intracoastal, fitness center, tennis and pickleball courts, waterfront dining, tiki bar, ship's store and concierge service. Optional membership to Hammock Beach Golf Resort & Spa is available, opening access to oceanfront pools, championship golf, waterfront dining, tennis, spa, fitness facilities and private beach access. St. Augustine is about 30 minutes north. Daytona Beach and Jacksonville are each within an hour. European Village dining and shops are minutes away. Schedule your exclusive tour today to see what could be yours!

Highlights

Waterfront

Property details

MLS #
MFRFC321299
Property type
Condominium
Subdivision
HARBOR VILLAGE MARINA
Status
Active
Days on market
1
On market date
September 8, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
1
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
LEWIS E. WADSWORTH ELEMENTARY
3.72 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
905
Student:teacher ratio
14.6:1
District
FLAGLER
Middle
BUDDY TAYLOR MIDDLE SCHOOL
3.87 mi away · Grades 7-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,022
Student:teacher ratio
19.7:1
District
FLAGLER
High
MATANZAS HIGH SCHOOL
3.19 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,716
Student:teacher ratio
24.9:1
District
FLAGLER

Walkability

Blended score for PALM COAST's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

45
Somewhat walkable
out of 100
EPA National Walkability Index
8.7 / 20 -- Below average walkable
Google Places amenity density
48 / 100
Restaurants & cafes9
Grocery stores2
Parks4
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PALM COAST, from live MLS data.

On the market 1 days -- 110 fewer days than PALM COAST's current average of 111 days.
For reference, the median list price across 1,926 active listings in PALM COAST right now is $350,000.

Mortgage calculator

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Est. monthly payment
$2,553/mo
$79,800 down
$319,200 loan
Principal & interest$2,070
Property tax (est.)$333
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated September 9, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.